meols cop
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E Cash Window Formly Early payday loans
meols cop replied to meols cop's topic in PayDay loans and Short Term loans - General
Thanks for your replies. Firstly I didn't know that the £10 had been credited to my account until I was informed yesterday. there are now new developments. I asked for a copy of the Default Letter that they sent/or should have sent. They then sent me what was titled a Second Default Notice (my understanding is you could only send one). The total owed includes the Court Fee they said they have paid out £60 although I have yet to receive any papers. That default notice was issued yesterday but doesn't propose a time when it should be paid save that unless I paid within 24 hours they would continue with the service. I have requested the original default notice that they needed to have sent before beginning court action. Question How can I default on a Court Fee? Are these people incompetents.? -
I have been contacted by them in regards to a really old loan. I last made payment in Feb 2009 and I sent a SAR request off to them in Dec 2009. They appear to have used the £10 fee for SAR as payment for the loan. Two questions is the SAR an acknowledgement of the loan? secondly they say that even though I haven't made a payment the fact that they have written to me keeps the timeline "live"
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Motor Mile Finance Is it Statute barred
meols cop replied to meols cop's topic in Motormile Finance UK Ltd/Lantern
Indeed but what they are saying is that the wording of my complaint acknowledged the debt so consequently extending the statute of limitations -
Motor Mile Finance Is it Statute barred
meols cop posted a topic in Motormile Finance UK Ltd/Lantern
Been contacted by MMF into a payday loan Im supposed to owe. In short they say the account defaulted in August 08 although I never received a default notice. I have never made a payment since. However in June 2014 I made a letter of complaint to the payday loan company which contained the words "I have a payday loan with your company..." Does this extend the statute of limitations?? I've a feeling I messed up. Any help appreciated. -
Advice needed on next steps with Motormile finance
meols cop replied to nonymouse's topic in Motormile Finance UK Ltd/Lantern
I got one exactly like that on Sat. What should I do? -
Can I sue Payday Lender for misselling
meols cop replied to meols cop's topic in PayDay loans and Short Term loans - General
Well I have evidence that no credit check was carried out. A litany of unfair charges etc -
I was aware I was in arrears and was making payments albeit irregular. I would have thought that they had a legal obligation to write to me and furnish me with a summons? Also once obtaining the Order they are legally obliged to write to me saying that arent they? Two years ago I received a summons and went to Court and got a hearing with the Magistrate and the Council employee was basically humiliated and the application thrown out. Could this be pay back?
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I have just had a visit from Jacobs Bailiffs have come to collect for non payment of Council Tax. They refer to a Liability Order that was issued on 14/10/2012. We have received NO notification in regard to a Liability Order either that the Council were pursuing one or thefact that one had been granted. I thought that they had a legal obligation to inform me all the way if they were pursuing this through the Courts. Can I make complaint to the Council and in the meantime how do I deal with the Bailiffs.?
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I had a payday loan of £200 rolled it over once and then couldn't afford to pay last Nov. Of course I got the usual threatening e mails texts and phone calls etc, but I never engaged with them as I didnt have the money to pay. Anyway the total went upto over £900 with fees and interest etc but I continued to ignore them. Last week I got an e mail saying I could settle the account for £250. I replied back with. "no chance but Ill settle for £100" They bit my hand off and I paid and my account is now clear. They really know that they don't have a leg to stand on with all these fees etc so I would just offer what you can afford.