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bornagainthrifty

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Everything posted by bornagainthrifty

  1. I agree Trucker, this being round two I have rather a lot of charges repoated paperwork! Statements arrived this morning. Barclays are not an eco freindly Bank, I asked for the last 8 months starements - they sent me 6 years! On to the next stage - calculating what they owe me. Smashing. BAT
  2. Yep. Dino is the man. He was polite and courteous (as was I;)) and most importantly he was blinkin' efficient. I sent him a fax accepting the offer and the money was in my account the next day. Cheers Dino.
  3. Well surprise surprise no news from barclays as yet. 40 days nearly up. on to the next stage soon.
  4. Dude what haapened - did you make it to court, what was the result; here's hoping it was positive for you. BAT
  5. p.s. in case you haven't seen this: http://www.consumeractiongroup.co.uk/forum/nationwide/90366-have-banks-just-case.html regarding the lloyds case - makes for interesting (and useful) reading
  6. have you read the guidance on actually going to court? http://www.consumeractiongroup.co.uk/forum/guidance-notes/641-case-guidance-notes-going.html
  7. I take it you've read this?: http://www.consumeractiongroup.co.uk/forum/guidance-notes/641-case-guidance-notes-going.html
  8. Beaky, looks like a standard defence to me - certainly points one and two were on the defence papers on my last claim. BAT
  9. Hiya, I can understand you getting nervous, most upright decent citizens have never been before a judge. You can calm your nerves by doing some more reading, make sure you are totally up to speed with the arguments which you can find on this site. Second, don't contact the bank until one week before court, they've got enough on their plate and probably won't want to talk to you. Any way I'd be surprised if you don't get a letter/phone call in the next few days. Third, if ( and it's a very big if (IF)see, told you ;-)) you get to court they don't expect you to be a legal expert. Just be polite answer the questions honestly and you'll be cool. We're with you all the way. BAT
  10. Hello mate, you've got a way off to worry just yet. remember that todays case doesn't set a precedent and by the sounds of it there'll be an appeal. My gut feeling is that Barclays still won't take it that far and you should get a letter/phone call making an offer. That said you shouldn't rest on your laurels. make sure you done everything recommended here: http://www.consumeractiongroup.co.uk/forum/guidance-notes/64911-got-court-date-guide.html#post553523 No doubt there will also be a few (much more experienced than me) out there with more advice for you. BAT.
  11. Hi again all. Round two begins today for the charges barclays made to my account from the date where my last claim finished. It's only from November last year to now and not much in value I reckon, but as we've heard so many times before on this site - It's my money and I want it back. SAR sent today. BAT
  12. I've been away for a bit again so sorry for the delayed update Got a letter from barclays offering a settlement not far off the full monty - I rang them haggled a bit and when it came to discussions of court they caved and coughed up. Money hit my account this week and I've just contacted the court to let them know I've settled. Can a mod change this thread to *WON* please! In between times I've incurred a couple of extra charges so on to round two! Thanks to all for help and most of all support. Without you guys I'd not have had the cahoonas to go on this far. I've spent the last three moths raving about CAG and putting everyone I know on to this. RECLAIM THE RIGHT! BAT
  13. Thanks Dar3n. I've four questions relating to the allocation. My claim is for just under £5k. However, interest will take it above. Will this weaken my case for small claims? Should i have received a copy of Barclays AQ? If it does get allocated to Fast track what are the advantages / disadvantages? Is it worth me contacting Adrian at Barclays to discuss settlement? Many thanks. BAT
  14. Hi again all, I've been pondering my predicament. As this is an allocation hearing and the usual route in is small claims - should i be arguing particularly for small claims or should I not really be bothered which the case is allocated to. I had stated small claims in my AQ - now I'm not so sure. Thanks in advance for advice. BAT
  15. Cheers BB, If the Mods are ok with that I will do. I did notice that multiple thread are frowned upon. BAT. P.S. It's Bedford 17th May 11 am.
  16. By the way date and time is 17th May 11 am - anyone else got the same?
  17. Latest update. I've been away for a few days and came back to find a letter from county court stating that I've been given a date for an allocation hearing. " The court needs to identify whether this claim is suitable for hearing as a fast track." there's a covering letter which basically says that there's a whole bunch of us and we've all been given the same date and time because the issues are the same. This could be interesting.....................
  18. Well BB, I did just that and those kindly people at Bedford County Court came up trumps again. There should be a letter on my doormat in the next 10 days or so with a court date "sometime in May". I enquired whether it would be for a directions hearing or the real thing and the court clerk seemed to think that it would be the real thing but wouldn't commit, said that the letter would contain all I needed to know. - Such anticipation! Any one else got Bedford County court and at the same (ish) stage as me?
  19. Hi BB, Thanks for keeping an eye out for me. No news on the bank charges front. Still waiting for the court to write to me regarding directions and acourt date - I guess everything slows down in the run up to the easter weekend. How long do you reckon I should leave it before contacting the court to chase it up? On a happier note - the person that was going to be the other candidate has told me they don't want the job, so it looks like I'll just be 'slotted in' (fnar fnar) without interview. Take care dude(ette?) BAT
  20. Bookworm - as ever the voice of reason. p.s. Whats FNMF?
  21. This guy was going to try it. I haven't found out how he got on. Maybe the transcript would be allowed - I'd do it myself but my typing skills leave a little to be desired. If the macnamara interview is allowed then (see basic court bundle) then this could be too. Likewise any legal brains out there?
  22. I watched this and got really angry at the time - now I just see it as comforting because finally we have the truth - £2! " we are a profit making company" too right £33 profit per time Has anyone considered adding this to a court bundle - is it possible? BAT
  23. I'd agree to some extent visitors bring infection, but it is poor policy/enforcement of said policy/ poor practice that aids the spread of infection. Some Hospitals are taking drastic measures to reduce Health care associated infections (HCAI's - sorry for the abbreviation but I can't be *rsed typing that out every time) This is some of the information form an article in this weeks nursing times: "Weekly data was collected relating to: Numbers of HCAIs in all clinical areas as indentified by the infection control nurse Hourly handwashing rates" "Handwashing rates were reached by: Weighing all the soap dispensers on a weekly basis........ Number of nursing hours worked in each week The total amount of soap used was divided by the number of nursing hours to give the number of average handwashes carried out per hour." If you're interested the full article is at nursingtimes.net This strikes me as being completely the wrong way of going about it, impractical and time consuming. It only takes one member of staff to face disciplinary action for failing to wash thier hands for the word to spread across a hospital and suddenly everyone falls into line. Just my opinion! p.s. we already have set visiting times at my place of work - not for infection control reasons tho'
  24. you need an excuse to watch cartoons? BAT
  25. Congrats Si, welcome to the wondereful world of parenting! If the date by which they have to respond by is today then you can press the magic button tomorrow, however, in my experience Barclays will respond after the fact - I've read a few threads on this and noone is sure how they manage to do this - but you can bet your bottom dollar that they will. There is an outside chance that you might slip through the net and get lucky ( see bmibaby's thread). Good luck with the kid and the case. BAT
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