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saka

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Everything posted by saka

  1. Well, yes it is annoying having to wait that long to get our money back - I started my case in January. On the other hand, as long as I DO get the full amount back, I am happy to wait a bit longer. I think I'd always have regretted it if I had accepted the part-offer for settlement of 65 %. No thanks.
  2. hi littlebea, my case is also pending with Bow County Court, but I haven't got a court date yet. How long did you have to wait for a court date after sending off the allocation questionnaire? I will keep you informed about my case and Barclays' reaction....
  3. Phoned the court - they said it will probably not be before end of July until I get a court date (weren't very helpful and a bit short, I must say - but they must be dealing with a lot of calls now)
  4. Received notification - along with B's standard defence - that my case has been transferred to Bow County Court. Does anybody know how long it approx. takes to get a court date? Have been waiting for 2 weeks now. Is it worth contacting the court? By the way, I haven't received a reply from B's to my last letter (refusal of second offer), which I sent about 4 weeks ago. They could at least have the courtesy to answer letters. When I have finished this case, I will start a new claim re unwanted Additions Account to get my account fees back. B's hasn't responded to my letters in this regard either.
  5. Hi fluffybunny, I had the same scenario. Deadline had expired and B's hadn't filed their defence. So I went online and tried to apply for judgement by default. This was declined, as B's had filed their defence in the last minute. Some days later I received the (standard) defence by post together with a notice of MCOL that my case has been transferred to Bow County Court, and I am since then waiting for a court date or letter from Bow County Court.
  6. Anybody there who could advise me? Do I just wait for a letter from MCOL and B's letter of defence? Do I need to take any action? What I don't understand is: Since my online claim I haven't received an official letter of defence from B's, but on the MCOL Website - when I tried to apply for judgement by default after 28 days - it suddenly said that a defence was put in 3 weeks ago (it didn't say on the MCOL Website before - and I did not get a letter)...???
  7. Applied for judgement by default online, but it was rejected - as expected. B put in a last-minute defence. What do I need to do now?
  8. thanks oneofakind - just tried it, MCOL system didn't let me, as you said. So - does 28 days mean I have to wait until midnight? Or even longer?
  9. My MCOL-Claim was served on 18 April - Barclays has had 28 days to defend. I have heard nothing since, received no further papers, no official defence. Today is 16 May (today is the 28th day). Should I wait until tomorrow to apply for judgement by default or can I do it today? Do I need to allow further time for postage? Thanks for your help.
  10. oops thanks bookworm
  11. Just discovered that he has created his own "case" Website www.tombrennan.co.uk
  12. Thanks, bookworm. Has anyone heard of the case Tom Brennan against NatWest? He is a lawyer and managed to take his case to the courts, but so far the hearings have been postponed... I sincerely hope he will win, which would make things much easier for us claimants. I've heard that the hearing will continue on 21st May, with a decision on whether it can proceed coming later that week. Can't wait...
  13. Thank you all! I have mentioned the account fee issue in my recent bank charges reply to their "final" offer - awaiting their response to both issues. Hope it won't take ages again...otherwise will pop into my branch. Still haven't received B's formal defence paper (deadline 17 May, so they still have plenty of time I'm afraid). Have there been any court hearings in the meantime??? Is Barclays still not attending?
  14. re: Additions Account charges On my statements it just says "account fee", so how can I find out since when they have charged me for the unwanted Additions account? When I opened my account, it started with £6, then it increased to £7.50, then to £9.50, then to £10 and £12.50, now it's £11,50. Thanks for your advice.
  15. ups sorry about that reposted it in my own thread...
  16. On my statements it just says "account fee", so how can I find out since when they have charged me for the unwanted Additions account? When I opened my account, it started with £6, then it increased to £7.50, then to £9.50, then to £10 and now it's £12,50. Thanks for your advice.
  17. Thanks Dar$n. They must be so overloaded with claims...I'll send them a letter as suggested by you...
  18. After having filed with MCOL I "suddenly" received a letter from Barclays today which does not mention my court claim but just refers to my letter of rejection of offer (LBA): "I am sorry you feel our previous offer to you was unfair. In our letter of....we outlined our position relating to bank charges. Nevertheless, with the aim of bringing this matter to a close, I am prepared to increase our offer from £1200 to £1340. Once again, this offer represents a gesture of goodwill in full and final settlement of your complaint and does not imply any admission of liability. Unfortunately we cannot offer compensation for debit interest. If you would like to accept this increased offer, please sign and return....blablabla." It seems to me that because my court claim was served to the London office and this letter now comes from Leicester, where the original correspondence had started, they might not be aware of my court claim there. Well, this is their problem... Do I need to reply to this letter and advise them of my court claim (again) rejecting this second offer - or can I just ignore it? Also, I haven'd claimed any debit interest....just the interest that I lost during the past 6 years...so what are they talking about. They probably forgot to amend their standard letter accordingly. ________________________________________________________________________________ My story so far: - 26 January: sent Data Protection Act letter - 18 February: received statements of past 6 years - 20 February: sent first letter of request of refund - 28 February: received letter "we are looking into your concerns and will let you have an answer no later than 21 March" - 22 March: no answer - sent reminder - 23 March: received answer - 65% offer as "gesture of goodwill" - 25 March: sent letter of rejection of offer accepting the offer as part settlement only and demanding full amount - within next 7 days, otherwise court claim - LBA - waited 3 weeks, my letter got ignored, filed court claim through MCOL on 12 April - 13 April: claim issued - 18 April: Notice that Acknowledgement of Service has been filed and that the defendant now has 28 days to file a defence - 28 April: received letter of Barclays making a higher offer of "generous" £150 plus - wow I am impressed???
  19. congratulations, victimnomore!!! I have read your thread with interest and bemusement. I am at the stage where I have just received my letter of acknowledgement that my claim has been served and B's ticked the box that they intend to defend....
  20. taya, their "polite" cover letter is normal, yes, I received the same. You now need to send the first template letter with the sum of charges. I sent a copy of the statement pages with the marked charges. They will then probably send you a letter informing you that they will "look into the matter...and let you know by....", then send you another letter making a partial offer, which you should not accept but send a second letter asking for the full refund and accepting the offer as part settlement only. There are template letters on this Website for each step. Please also read the FAQs and other threads which are very helpful.
  21. If B's always settle before the court hearings anyway, why do they go so far through the whole process until just before the court date and cause themselves much more workload? Is it to scare off people in the first place - or because they hope we will withdraw our claims because we fear court - or simply to annoy us?
  22. Received Court letter yesterday to my MCOL - Acknowledgement of Service of Issue. So Barclays now has 28 days to put in a defence....well, I am a patient person. Looking through my schedule - do you think I have made a mistake and should have sent another LBA before doing MCOL? Also, I had amended the template letter of rejection of offer and made it a bit more "personal" - I now fear that this may have been a mistake and may give them more arguments to defend my claim...??? On the other hand "unfair charge" remains "unfair charge" and there is no legal argument to justify it really, is there? Or could they say that I repeatedly paid in my monthly salary cheques "too late" - always one or two days before the direct debits were due and did this although I was aware of the charge, but still continued to pay in the cheques "too late"? I just wanted to make clear that I don't see any justification for having had to pay charges of £ 20-30 just because my cheques were credited one or two days after my monthly direct debits were due...sometimes I had to pay £ 30 on 2 consecutive days even. And I also referred to the bank account in my (European) home country, where banks wouldn't dare demanding charges like that. Just to make it clear that my bank there does not need 30-40 Euros per "bounced direct debit" to cover their "costs". It is a "service" free of charge and they merely need to send out a standard letter. The contact person at my home bank nearly got a heart attack when I told him about Barclays' charges... Well....we'll see when the 28 days are over. ______________________________________________________ My story so far: - 26 January: sent DPA letter - 18 February: received statements of past 6 years - 20 February: sent first letter of request of refund - 28 February: received letter "we are looking into your concerns and will let you have an answer no later than 21 March - 22 March: have not received an answer - sent a reminder - 23 March: received answer - 65% offer as "gesture of goodwill" (tempting, as they promise to pay it within 7 days of my response - but not good enough!) - 25 March: sent letter of rejection of offer accepting the offer as part settlement only and demanding full amount - within next 7 days, otherwise court claim - waited almost 3 weeks, my letter got ignored, put in a court claim through MCOL on 12 April - 13 April: claim was issued - 18 April: Notice that Acknowledgement of Service has been filed and that the defendant now has 28 days to file a defence
  23. Thanks very much for your help, dar3en!!! I always send Recorded Delivery...you never know... Sent a letter to MCOL with SOC and also a separate letter to B's informing them of having filed MCOL. Will keep you informed of their reply...
  24. Has anybody had any experience dealing with Jonathan Halley, Barclays Leicester?
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