Hi everyone I will be there tomorrow.... hopefully a few more also. I intend handing in request for removal of stay in person....to the court manager if possible as I have quite a few questions to ask too - You can bet the WM Echo will send someone along if they look out of their window and see a lots of people around.

See you there Dee I am going to hand in the N244 tomorrow too Maybe we need to wear nme badges or something !

The courts know, as we do, that they hardly EVER turn up

I am doing likewise Dee - see you there Even if we don''t get to see Hickinbottom, we ought to be able to see the court manager, especially if there are a lot of us there

Olden, maybe I am being a bit naive, but I think Cardiff arranged directions hearing date for so many as a way to pressure the banks into capitulating or turning up...the OFT case has taken the initiative from them....we need to regain it by keeping the mass pressure on,,,IMHO

Kelley, I am going to turn up on Tuesday anyway (have booked a day off work, too late to change now, so something else I will charge HSBC for) Doesn't look like we will get a chance to see Hickinbottom, but my thinking is we should try to get to see the court manager at least... keep the pressure up and get some clarification from him/her What do you reckon?

Hi Guys... I got the letter too about the Tues being "vacated"..However I am going to turn up never-the-less with a copy of my objection to the stay in my hand... I think it would be useful if many of us turned up and tried to get to talk to the court manager at least... let's keep the pressure on them What do you all think ?

Hiya Kelley.... I know it's difficult not to feeel cheated at this time, but we have to stick with it.....remember HSBC at least were still paying out on 3rd August (that's the last one I heard about anyway) AFTER the OFT case was announced...

Nice idea Pete I will include that in my letter to DG, in which I am including a copy of my N244, and also a little help for them in claculating the extra costs and interest they will be paying me if settlement is delayed one, two or more years.

Have not asked DG about their N244 - didn't think of it to be honest but will in my letter to them sending them MY N244

Deee I phoned court yesterday and they told me (a) they are in middle of typing out letters informing claimants of stays, but that I don't have to wait for receipt before I put in application for removal (b) I dont have to send in form N244, a letter is sufficient (I will do both) © The court is waiving the fees for considering application for removal whether with a hearing or without ( I am requesting a hearing - keep the pressure on!) So my advice is - don't wait - get application off asap ...and ask for it to be heard at a hearing

1. Yes - first letter they ever sent me ! 2. No 3. No 4. 6 working days before Directions hearing

They could still apply for a stay, and you then apply for hearing to remove the stay,(in which you include all of DG/HSBCs missed deadlines etc) . But don't give up hope. Olly100 got paid out in full on 3rd August by HSBC...after the news about the OFT test case had emerged

Excellent news olly Enjoy

Hi Shelley, Sha. When I spoke to courts yesterday about the stays I was told (a) that I did not need to wait for letter of stay from court as they had so many they were only half way through typing them (which raises the question whether they are blanket stays which I shall be addressing in my application for a removal) (b) that I didn't need to send in N244 but that a letter would suffice (Am sending both) © the court had waived costs, whether for a hearing or without I doubt if anything other than confusion will be happening on 14th, but I for one will be there anyway - have booked time off work which I shall be adding to my claim oh, and in letter to DG tellling them of my application for a hearing about removing stay I gave them a little help in calculating the additional interest they would be paying me if all this is delayed for another one two or more years.....

Hi Sha You can have the application for removal of stay dealt with either without a hearing (cost £35) or at a hearing - you get to attend - (extra£30 for this) However both fees have been waived, so I think everyone should request a hearing of the application to remove stay - we will probably all end up on the same day again !! Let's keep the pressure on!

Hi Manic Looks like you beat me to the phone . They told me that you don't even need a N244 form (but I am using one just in case) , the £35 fee has been waived, also waived is the extra £30 that you were to pay if you wanted the applicatioon to be heard at a hearing with you there S, off goes my letter asking for the hearing. Your letter looks fine to me...oh and I was told there were over 700 of us down for the 14th !!

Hi Red, Don't know the specifics of your claim, or the Default notice, But if they put the default notice on, then they can order it off - Do not accept this

Caro... wise words... but we are all litigants in person after all..we need to stay cool - but angry, IMHO - and polite with the judiciary...They are very Caro, yes we need to stay cool.....but angry also ...we are all litigants in person ..no? ...We need to be respectful to the employees of the court system and its norms, they are not the problem .. people, but represent our only chance for justice

Hmm Yes Pete..I see the link....Banks..... nuts.... squirrels.....Yes.... You should set crosswords

FL..hope your "long reach" is suitably disinfected, given the current Foot and Mouth fears !

For sure FL, cover all bases is my view... send in the application, indicating that you want a hearing - as is your right, and turn up on the date of the original court hearing date - it might get deferred, but at least you will force the courts to "hear" your application, - and of course you will not be alone ..that is our strength

FL...If I was Auburn I would turn up in court with the application against stay in my hand saying "This is not acceptable" ......24 hours notice?...and we, as Litigants in Person - as Pete says - are supposed to accept it ??? When the banks have had MONTHS to respond to us and to file AQs etc with the courts - which they have failed to do ?? !! In Auburns case I would be a "Mr Angry" and say it was too late...I am here...I took time off work etc.. I want to be heard.. the court has the time booked out after all

Hi all.... what you have been told by the courts is misleading. The court CANNOT order stays on every case...The MAster of the Rolls ( about number 3 in the court hierarchy in this country) refused to allow a blanket Stay on bank charges claims, but instructed judges to decide on a CASE BY CASE basis - this means Cardiff MUST consider your case individually... so the battle continues...and you will not have to just sit back and wait...send a letter of application for the removal of a stay, (should be £35, but apparently this has beeen waived by Cardiff) Check the link on the site here....and DONT GIVE UP

Just so FL....they cannot be allowed to get away with blanket deferrals ..for years ..... just as this campaign stopped them from getting away with blanket "so sorry our charges are justified" letters. The courts are our lever, our numbers are our strength, they are trying to move the goal posts, but our tactic remains the same ...viz strength in numbers...and let's make the courts respond to our needs