Hi Smutley, I am totally gutted too, there is just no justice to be had in Cardiff. As you have asked I did send in my N244 and ticked the 'hearing' box, I also included my fee and so did things the 'right' way. What does 'on notice' mean? How are Lloyds dropping their penalty charges, I thought they were just changing what they charged and calling it something else? Clare

Hi all, Today I received my General Form of Judgement or Order regarding my application to have my stay listed. It states the following: Before District Judge Hendicott sitting at Cardiff County Court: Upon reading the claimants submissions objecting to the proposed order of stay it is ordered that: 1. The submissions be treated as an application to remove the stay in the order of the 8th August 2007. 2. The application is refused. 3. As this application has been refused without a hearing, either party may apply for the application to be reconsidered at an oral hearing. Any such application shall be on notice, and it is reserved to HHJ Hickinbottom or DJ Hendicott unless expressly released by either. Dated 03 september 2007 How are we going to get justice?????

I have just received the following email from Nick Ramsey, Assembly Minister and am quite pleased with his response. At least someone is on our side! I am writing on behalf of Nick Ramsay AM to thank you for your recent e-mail regarding the arrangement between the OFT, FSA and UK retail banking industry to freeze out further overcharging complaints whilst a test case is being brought; yet continue to allow the banks to carry on levying penalty charges on customers. I have discussed this matter with Nick and he was extremely sympathetic to your case having himself been victim to unforeseen penalty charges in the past. Nick was extremely sorry to hear that you have so far been left hundreds of pounds out of pocket through the process of making a claim. Nick has therefore written to the FSA highlighting the concerns outlined in your letter. As you state in your e-mail this issue has affected many thousands of people. There is a review currently in process and I hope that Nick's letter will serve help your cause in some way. It may also be worth contacting your local MP David Davies to ask for his support. If I can be of any further assistance please feel free to contact me at any time. Kind regards, Emma. Emma Wilding Support Staff Nick Ramsay AM National Assembly for Wales Tel: 029 2089 8735/ Ffon: 029 2089 8735 Claret74

Thanks, Petition signed.

Nick Ramsey, Jocelyn Davies, Michael German, Mohammad Asghar and William Graham. Welsh Assembly Members for Monmouthshire/ South Wales David Davies Conservative MP for Monmouthshire. All written to.

Saintly, I have tried to open the link above and this message screen popped up: Message from The Consumer Action Group claret74, you do not have permission to access this page. This could be due to one of several reasons: Your user account may not have sufficient privileges to access this page. Are you trying to edit someone else's post, access administrative features or some other privileged system? If you are trying to post, the administrator may have disabled your account, or it may be awaiting activation. Log Out Home Not sure what the problem is though, Sorry, Claret

Olden, I have listed the cases as follows: Yorkshire Bank in Hull County Court on 30th July Alliance &Leicester) in Brentford County Court on 7th Aug Barclays in City of London Court on 7th Aug Barclays in Kingston-upon-Thames County Court on 26th July Barclays in Bow County Court on 7th Aug Of course you can choose another way. Best wishes, Claret

Hi Smutley, I'm going to send you what I have written so far. -and- BARCLAYS BANK PLC Defendant I hereby include this information to support my application to have the stay on my claim against Barclays Bank Plc lifted. This information shows that Barclays Bank Plc were intending to settle my claim out of Court but due to Mr Quinn not replying to either my phone calls or emails, I am now in the position of having my claim stayed pending the ultimate determination of the Commercial Court litigation. On the 22nd May 2007 I spoke with Paul Quinn from Barclays litigation team, who informed me that he would be settling my claim before it got to court. Paul Quinn informed me that I should contact him again 3-4 weeks prior to the Court date of the 14th August 2007. I attempted to contact Paul Quinn and his colleague Krysta Campbell by phone on the 17th July. I left messages on both Paul Quinn’s and Krysta Campbell’s answer phones but received no reply. I emailed Paul Quinn on the 25th July and 30th July and received no reply. I emailed Dino Papaevripides on the 30th July and received an immediate reply. The final paragraph of Barclay’s letter dated the 7th August 2007, regarding this claim, states that “As a general matter, we will ensure that your claim will not be adversely affected by the stay of your court proceedings.” (a copy of this letter is attached.) There are many County Courts where cases are still being heard, they are listed here: Aldershot & Farnham County Court, Bow County Court, Blackburn County Court, Bristol County Court, Caernarfon County Court, Chester County Court, Chichester County Court, Croydon County Court, Gateshead County Court, Guildford County Court, Hitchin County Court, Hull County Court, Kettering County Court, Lancaster County Court, Leeds Combined Court Centre, Manchester County Court, Medway County Court, Newcastle County Court, Northampton County Court, North Shields County Court, Norwich County Court, Nottingham County Court, Oldham County Court, Oxford Combined Court Centre, Peterborough Combined Court Centre, Salford County Court, Scarborough County Court, Scun.thorpe County Court, Slough County Court, Sunderland County Court, Thanet County Court, Watford County Court, Wellingborough County Court, West London County Court, Winchester Combined Court, Woolwich County Court, Worcester County Court, Wrexham Count Court, · There are also a number of cases that have been settled since the OFT ruling. These cases are listed below: Rob v's Yorkshire Bank in Hull 30th July Good (me sometimes) v's EVIL (A&L) in Brentford CC 7th Aug Ministers v's Barclays in City of London Court 7th Aug Rogerebaker v's Barclays in Kingston-upon-Thames CC 26th July Worried from Edgeware v's Barclays in Bow CC 7th Aug I, the Claimant, believe all facts stated to be true. Signed: Dated: What do you think so far? Also can I just check what I need to be sending? The N244 form The objection letter that is posted on here and my own supporting evidence as above? Should I also send your letter to the MOR? Anthing else to anyone else? Thanks, Claret

Apparently Manchester CC is still going to hear cases on the 17th Aug.

Thanks KennyVinegar, Good luck and keep us posted. Claret

Hi Smutley, So far I have been able to find the following successful cases. I'm sure there are more and I'll continue looking. Rob v's Yorkshire Bank in Hull 30th July Good (me sometimes) v's EVIL (A&L) in Brentford CC 7th Aug Ministers v's Barclays in City of London Court 7th Aug Rogerebaker v's Barclays in Kingston-upon-Thames CC 26th July Worried from Edgeware v's Barclays in Bow CC 7th Aug Claret

Smutley, Apparently these courts are sticking to business as usual and still hearing cases. We need to include this in our application to have a stay lifted. Has anyone drafted a letter yet? Aldershot & Farnham County Court, Bow County Court, Blackburn County Court, Bristol County Court, NEW CLAIMS BEING STAYED ? Caernarfon County Court, Chester County Court, Chichester County Court, Croydon County Court, Gateshead County Court, Guildford County Court, Hitchin County Court, Hull County Court, Kettering County Court, Lancaster County Court, Leeds Combined Court Centre, Medway County Court, Newcastle County Court, Northampton County Court, North Shields County Court, Norwich County Court, Nottingham County Court, Oldham County Court, Oxford Combined Court Centre, Peterborough Combined Court Centre, Salford County Court, Scarborough County Court, Scun.thorpe County Court, Slough County Court, Sunderland County Court, Thanet County Court, Watford County Court, Wellingborough County Court, West London County Court, Winchester Combined Court, Woolwich County Court, Worcester County Court, Wrexham Count Court, Claret.

It appears that these courts are keeping business as usual and hearing cases. Very useful to include in applications to lift a stay. Aldershot & Farnham County Court, Bow County Court, Blackburn County Court, Bristol County Court, NEW CLAIMS BEING STAYED ? Caernarfon County Court, Chester County Court, Chichester County Court, Croydon County Court, Gateshead County Court, Guildford County Court, Hitchin County Court, Hull County Court, Kettering County Court, Lancaster County Court, Leeds Combined Court Centre, Medway County Court, Newcastle County Court, Northampton County Court, North Shields County Court, Norwich County Court, Nottingham County Court, Oldham County Court, Oxford Combined Court Centre, Peterborough Combined Court Centre, Salford County Court, Scarborough County Court, Scun.thorpe County Court, Slough County Court, Sunderland County Court, Thanet County Court, Watford County Court, Wellingborough County Court, West London County Court, Winchester Combined Court, Woolwich County Court, Worcester County Court, Wrexham Count Court, Claret

Hi all, I have just posted the following message in the Barclays forum as I hope to build a picture of other cases still being heard after the OFT ruling, to go in my N244 application. I hope you agree. I have read that some cases are still being heard in court despite the OFT ruling. As part of the application to lift the stay, it would be really useful to include details of courts where the Judge has decided to carry on with the case. If you case is still being heard, or if you have managed to get your stay lifted, please post here so we can include the court details. Thanks so much, Claret:)

I have read that some cases are still being heard in court despite the OFT ruling. As part of the application to lift the stay, it would be really useful to include details of courts where the Judge has decided to carry on with the case. If you case is still being heard, or if you have managed to get your stay lifted, please post here so we can include the court details. Thanks so much, Claret74