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Advice on Application to Reverse Judgement


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I received Judgement by Default against a finance company, 6 weeks ago.

 

In the post today I got a copy of an application they're making to the Court to have the judgement overturned on the basis that,

 

a. They didn't receive the summons (despite being sent to the address from which they've sent me 20+ letters!)

b. It's stayed til the outcome of the OFT Test Case (yawn)

 

Since the account was a finance agreement for a car and not a current account, I cannot see that this really stacks up.

 

Can anyone advise on the best steps for me, can I object to their application for example?

 

Thanks all,

 

Charlie

Charlie

 

Won so far....

Lloyds Bank - £8500

Lloyds Mastercard - £800

Egg - £1500

Cahoot - £1500

HFC - £180

GE Money - £600

Midshires - £1100

Friends, family & neighbours I've helped - £5000+!!

 

Currently working on...

 

Charges:

Lloyds (again) £2200

CCA:

Lloyds (yawn) & Egg

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