How YOU can play a part in the OFT test case....

[GaryH]

Send us your T&C's!!!

 

We're in need of Halifax current account and general banking T&C's.

 

Every user must have at least one set of Terms & Conditions stashed away somewhere! Please search them out and scan them to us at the following e-mail address (preferably pdf format) -

 

evidence@consumeractiongr oup.co.uk

 

Any relevant terms and conditions will be put forward as evidence against the banks in the OFT test case. The OFT have indicated that the case will be conducted on the basis of a "representitive selection" of the banking contracts past and present.

 

We want to ensure the selection is as varied as possible and that the banks don't get to cherry pick only the contracts which happen to suit them.

 

If you do not have a scanner or cannot guarantee a good quality scan, please post the original documents to the following address. Preferably take a copy before you send them - although we can return them to you if you indicate you need them back.

 

Consumer Action Group

PO Box 7481

Derby

DE1 0LE

 

Thanks in advance for all your help!

[kennythecelt]

Hi there Garry

 

Does this now mean that CAG has a direct means of contributing input to the case?

 

If so, would that extend to collating other information such as banks misinforming claimants, not forwarding banking history within timescales, taking up court time, treating customers differently, etc, etc.

[GaryH]

Hi Kenny...

Hi there Garry

 

Does this now mean that CAG has a direct means of contributing input to the case?

We hope to have, yes - in conjunction with a couple of the other large consumer groups.

If so, would that extend to collating other information such as banks misinforming claimants, not forwarding banking history within timescales, taking up court time, treating customers differently, etc, etc.

Not really, unfortunately. This case is only concerned with how the law applies to the banks overdraft charges.

[mrsfoot]

Gary, will there be anythying in the case with regards to Banks applying charges to income related benefits? This is a growing concern. I am happy to help with this side of the law if needs be, but feel it should be included. Yes its a case about the actual cost to the bank, and this is a different law but surely we need to have it included? (have I just answered my own question?)

[Brit]

When is the test case due to sit , looked around the forum but cant see it?

[Jesteruk]

hi,

im due in court on 21st next month any chance you couild forward me any pdf copies of the T&C's dated 2003-2006??

 

any help would be gladly recieved!

 

Jester

[GaryH]

See the document library in the templates library.