Details of Claim Query

[Dale]

Hi

Just a quick stupid question

I'm going to make a couple of claims as my amount adds up to just over £1300

However I noted on Scotia's instructions where he kindly tells us how to fill in forms 1 and 1b with regarding small claims forms that in Details of Claims (7) it says " has held a bank account with the defendant since on or before DATE HERE the account number"

What date exactly should be put here?

Particularly if your not one hundred percent sure the opening date of account?

 

Also can i submit more than one claim at the same time? Taking into consideration the £750 limit. (Does that limit include interest or not?)

Regards

Dale

[Mairi]

Hi Dale

I submitted my claim on 6/6.

"What date exactly should be put here?"

 

When i came to that question i just called the Bos phone bank and said "hey hi it's me , im just filling in a form and it asks me when i opened my bank account" Can you tell me please?

 

No problem. She told me the exact date.

Also on my first of many claims.

Good Luck

Mairi

[Mairi]

Sorry

Are you talking about the 8% apr (only added at the court stage) if so the £750 does not include interest.

Do not file all claims at once. the bank may consolidate them into 1 which will take your case out of the small claims court and you may be at a higher risk of costs if you lose. Do one at a time.

mairi

[scotia]

I put the date from when my claim started...ie sometime beginning of 2001...(5years limit) but if you know date then put it in....

 

Also don't submit more than 1 claim at any one time....otherwise the bank can ask court to 'join' the claims...which takes it out of small claims court....which means many changes to costs etc

[EdinburghKev]

Please forgive my ignorance and i am sure I have read the answer but I am nervous about my claim going in tomorrow so I thought I better ask to be 100% sure.

 

Should my claim total be with interest or without interest?

[Mairi]

hi again.

Exactly what interest do you mean?

 

My claim is made up of 730 in charges + 8% Apr around 130 ( that the courts allow) + 39 court costs , total claim £899.

 

I left out the interest that is applied to accounts on a monthly basis.

Mairi

[EdinburghKev]

hi mairi, you have answered my question with your description of what you did in your claim. I am going to claim £736 plus interest at 8% plus the costs of making this claim.

 

I thought that the claim needed to be under £750 with costs and interest inculded, but I see your claim is over £800 with interest and costs.

 

It was the £750 limit that threw me off and having to keep my claim under that.

[scotia]

did u happen to see the sticky at the top of Scotland section.....i spent ages writing it....and it shows clearly on there m8.......it should be £750 plus 8% interest plus fees

[EdinburghKev]

I got it scotia, thanks, i had read it before a few times i just paniced a bit as I am putting it all together before I head along to the court tomorrow.

[scotia]

no probs.........i am on third and final claim with halifax......paid out others no probs...if you need any help whatsoever gimme a shout, i am only too glad to help out.....on one condition though....and this condition is non negotiable....when you do receive settlement, you MUST go out and get bladdered and have a drink for me when you are out........

 

Good luck again

 

Scott