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Help! I think I've messed up with my claim for interest...


bleachyschick
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Lloyds have offered to settle and today deposited a sum in my account- which is great news but they have only included around £15 of interest when I calculated the figure to be around £600.

 

I have started to doubt myself as although I included the recommended text in my MCOL about charging interest at 8%, the amount of £588 to date and the daily rate of £0.37 per day until settlement or judgement I think I may have messed up when filling in the MCOL paperwork.

 

On the printout of my claim it shows in the 'amount claimed' box I put in only the charges- (not including the interest)

 

I now suspect that I should have put in the bank charges plus the interest...

 

Can anyone offer any advice as I am now kicking myself!! Can I still ask for the interest or will lloyds only payout what is on the particulars of claim form?

The story so far...

28-2-07 Copy statements requested

10-3-07 (Partial) Copy statements arrived

13-3-07 Prelim request for refund posted (recorded delivery)

19-3-07 Royal mail finally get round to deliving Prelim letter :mad::???:

01-05-07 First 'sod off' letter received from Lloyds

4-05-07 LBA sent out

Nasty Lloyds couldn't bother to respond so....

25-5-07 MCOL submitted

30-5-07 Claim issued

27-6-07 Defence filed

09-07-07 Lloyds Solicitors offer to settle (albeit with incorrect interest figure)

16-7-07 Letter to Lloyds sols refusing incorrect figure but agreeing to settle with correct figure

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bleachyschick

i did something very similar.

 

the info in my poc was correct but when i transfered the details into the "amount claimed" box i was short of £350+. i ammended the form before i sent it into the court by crossing it out and putting the correct amount in

 

as long as its correct on yor particulars of claim, i dont think u have anything to worryabout if u decide to go ahead and claim the rest.

 

goodluck if u do :D

 

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Thanks for the reassurance christina but I filed the claim 2 months ago! Surely I am too late to change it now and I am sure Lloyds will quote that they will only settle the amount in the 'Amount Claimed' bow

The story so far...

28-2-07 Copy statements requested

10-3-07 (Partial) Copy statements arrived

13-3-07 Prelim request for refund posted (recorded delivery)

19-3-07 Royal mail finally get round to deliving Prelim letter :mad::???:

01-05-07 First 'sod off' letter received from Lloyds

4-05-07 LBA sent out

Nasty Lloyds couldn't bother to respond so....

25-5-07 MCOL submitted

30-5-07 Claim issued

27-6-07 Defence filed

09-07-07 Lloyds Solicitors offer to settle (albeit with incorrect interest figure)

16-7-07 Letter to Lloyds sols refusing incorrect figure but agreeing to settle with correct figure

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