Enoughisenough Vs Woolwich/Barclays ** WON**

[enoughisenough]

OK Here goes!

 

Initial letter: 24th January 2007, amount claimed £3300.00 based one one year's evidence X 6 years estimate. Woolwich Response: Blah blah blah we are sorry you complained 25th January.WOW. I'd delivered to the branch by hand.

2nd February. Another letter full of blandspeak we are fully investigating your complaint 8 weeks etc.

 

Called 25th feb. Said I'd had enough. was going to file.

 

Received 27th feb offer of £465 in lieu of ACTUAL charges of £969.50. Rejected this by phone and recieved extra offer of + £50. Rejected immediately on phone

 

Filed 12th March, followed by usual delaying tactics i.e last miniute defence, all the rest of it.

 

Radio silennce for months.

 

Court date set in early May for 23rd July.

 

PQ not responding to emails even though Dino did say PQ would get back to me.

 

Late June (28th). Sent settlement offer to PQ. Ignored. Emailed him to withdraw settlement offer. See you in court.

 

6th July receive rubbish settlement offer from PQ. No interest or court charhes added. Rejected by email and registered letter immediately. COPY SENT TO DINO.

 

Currently prepared to go all the way + (if I win) wasted costs order.

 

I do NOT want the current habit to take foot. i.e offering settlements, people accepting and then, what no funds after the court date. Nor will i seek a postponement. Hang 'em they haven't even go their bundle in.

 

OK so that's my case history.

 

Now going for CAp One £1000+ SAR arrived today.

 

Also going for egg (Unknown) SAR pending

 

Also doing LTSB for my wife (Unknown) SAR pending

[dar£n]

YAY!!!!! Welcome.....Saintly will be so pleased!

[enoughisenough]

Hi Glad to have come out from under the covers!

 

PQ is doing my nut. First he doesn't reply in weeks. Then he sends out an offer that supposed to include interest and doesn't, in full and final settlement, which of course I rejected. Also threatened to use the without prejudice letter they sent me in court - hard job getting through the door, because he hasn't submitted his bundle. Then he just goes all silent on me again. What are they playing at? In my opinion Dino is rapidly losing credibility as well. I ccd him what I sent to PQ and NEITHER of them have responded. Does anyone know who I can speak to apart from these. IS there a contact for Rosemary Treves Brown or whatever her surname is? As I said earlier I AM NOT ACCEPTING AN 11th SETTLEMENT, just so they can mess up my court schedule and get another 28 days before they have to part with the cash. JUST PAY UP IF ITS INTO IT"S FINAL WEEK GUYS

[slick132]

EisE,

 

Re your query posted on the Lit'n Team thread;

 

"Slickwilly, Was payment in your acc?"

 

Yes thanks, it was showing when I checked my bank a/c AFTER I got back from Court.

 

Slick

[enoughisenough]

GOOD ONE SLICK. who were you dealing with? Only afterwards though! Mmm.

Cuutting it too fine if you ask me. What was your line in court? Adjournment?

[enoughisenough]

PS SLICK. Did you get the bundle costs + £50 (day off work) added?

[enoughisenough]

YAY!!!!! Welcome.....Saintly will be so pleased!

 

 

Cool, For hanging around so long after victory Dar£n. Give Saintly my best regards. I need some guidance though re Cap one. 1st can you mail / post a link re starting a cap one thread, or even better give me the knowledge to start my own thread on any given page/forum? Thanks. Cap One got my SAR back double quick - 1 week. But there are issues I need to discuss with someone. Unusual features arise!! Thanks.

[moggieb]

Hi

Re Capital One-I'm just about to start with them too. Click on 'search' at the top of this page, type in Capital One, click 'search' and results will show 'forums' on left hand side of page. Then click on 'New Thread at bottom of page. May see you there. Good luck.

[enoughisenough]

Cheers! Good Stuff moggieb! Will do so in the morning!

[slick132]

E is E,

 

My line in court was -"We've agreed settlement but pay't not yet rec'd, can I respectfully suggest a short adjournment." And that's what the judge ordered. As it was a Prelim hearing, no bundle required and I didn't mention Time Off Work costs.

 

Good luck, Slick

[enoughisenough]

I've just had a rather heated exchange with MR Quinn resulting in what I consider to be PARTIAL Victory. He's settled in full +costs and interest, cleared funds in my account in 3-5 working blah blah blah. BUT I won't get anything for my time in preparing my bundle and I won't get anything towards the subsequent £350 they've applied in charges. I've still got a week. Advice please, but I realise its difficult to turn down full settlement. He was quite aggressive - tried to suggest I was thick - 'didn't understand his offer' which said it included interest bit didn't. Also threatened to pursue costs against me if I didn't accept and face me down in court with a barrister!

[enoughisenough]

Aren't they supposed to pay costs in preparing for court. Anyone please??

PQ said he knows some people have been but he doesn't agree with it. What kind of answer is that?

[Trucker]

Ok...

 

Accept the full settlement offer but tell him you will be going through court to get a wasted costs order. If won't refund the new charges then im afraid you will have to start at square one with them ... see link below

 

http://www.consumeractiongroup.co.uk/forum/barclays-bank/94734-wasted-costs-beginning.html

[enoughisenough]

COME ON WITHOUT, COME ONE WITHIN, YOU'LL NOT SEE NOTHING LIKE THE MIGHTY QUINN!

 

Apologies to anyone who doesn't remember these lyrics from a Mannfred Mann song in the late 1960s! (P.s. I'm not that old I just have a much bigger sister!)

 

Deposited funds in my account 1 week before hand - I do not believe this and will check again tomorrow. There is a warning attached though He offerd me less than was due through the old 3 card trick, suggesting interst and court costs were added when they were not. I will need to check the exact level of deposit because I scribbled it out along with the confidentiality clause when I faxed it back. The cheeky monkey surely cannot claw back my interest just because he's settled at the 11th hour can he? PS i am not claiming victory just yet. I want wasted costs and my interest if it hasn't been included. Will check tomorrow. Think I'll let him sweat for his discontinuation notice! It can be at the 11th hour as well - but I'm still going to court to get wasted costs unless advice from this site suggests otherwise! PPS I won't take any advice from barclays lurkers. Responses good folk?

[enoughisenough]

WON WON WON - COMPLETE CAVE IN FROM MR BIG CORPORATE JOB IN THE CITY "I'M A CORPORATE LAWYER"

 

 

OK, so thanks to all the BRILLIANT ADVICE on this forum, Dar£n, Saintly + oneofakind, Trucker and many others. Now I've got the confidence to take on something more serious and have already done so. LTSB refusing my wife Personal Protection Insurance against her loan at redundancy because she was pregnant at time of redundancy. I've looked into this and I honestly beleive her company didn't flout the law, but my reckoning is LTSB did. And we have a pretty good claim! Can a moderator please show me how to a) make a contribution, b) post my victory and c) start a LTSB thread?

[enoughisenough]

PS I have started a detailed and complete wasted costs order against Barclays. If only they hadn't employed Mr Quinn... ah well!

[welshcakes]

[saintly_1]

Have asked for your title to be changed to won

 

To start a thread in Lloyds go to here http://www.consumeractiongroup.co.uk/forum/lloyds-bank/ and do what you did in here to start a new thread

[zootscoot]

Congratulations!!!!!!!!!

:D

 

Enjoy your payout!

To donate follow this link:

 

 

https://www.paypal.com/uk/cgi-bin/webscr?cmd=_flow&SESSION=kEGkmvWxsoGfN7TMO83s24gYlu2AL6swpoMHSENKTPt_dvyWCmIe4Vtpyc1Y8eKj-SQ-NW&dispatch=5885d80a13c0db1f941d8253416939c6cd2491d672d93b7d1e698a48ccfa490e

 

Don't forget the survey:

 

http://www.consumeractiongroup.co.uk/survey.php

[enoughisenough]

Thanks very much Welshcakes and zootscoot. Ta also ONCE AGAIN to Saintly, Dar£n, Trucker, One of a Kind and also may I say to Babyjaine gave me reason to get more serious in the 1st place dealing, as we both did, with the irreplaceable Mr Quinn.

 

PS ZOOT it's very late- I will follow said links manana! Thanks

[enoughisenough]

Made a contribution. Hope it helps. Keep up the Good Work ALL!

[enoughisenough]

Seem to be replying to my own posts here. OK here goes.

 

There should be the following, on WASTED COSTS, for anyone bold enough to risk it. I may have done had I known then what I know now. So let this be a message that goes out everywhere.

 

As far as Wasted costs go I got advised by the court, no less, that it was very unlikely to succeed because the offer had been accepted full and final and delivered into my account.

 

I was also told by PQ in pursuit of settlement that he would go for wasted costs against ME if I didn't accept, with a barrister in attendance. Cheeky monkey hadn't even complied with directions. I think it's important to LET THEM SWEAT ON ANY OFFERS they've made us. I did so for a week but he still wouldn't add, as I know Dino has done bundle costs and subsequent charthes. He didn't even deny this but said he didn't agree with this and therefore wouldn't add them. I'm annoyed because I know and can prove it cost me £412 quid to pursue this with all the photocopying, printing , research, unpaid days off, postage etc for the bundles.

 

WHAT I SHOULD HAVE DONE IS THE FOLLOWING.

 

Take the risk

 

1. Tell him to foxtrot oscar

2. ask him how he is going to get through the court door, NOT having submitted HIS paperwork

3. Take it to full hearing

4. And... get the Wasted costs order

 

I will now take my own advice. They've charged me another 350 since. given that this is not an end of the world sum of money, and given that they will no doubt act according to type I will REFUSE TO SETTLE, take it to court and get the wasted costs.

 

By the way to ANYONE READING THIS POST WHO GETS A FULL AND FINAL SETTLEMENT OF YOUR CLAIM, cross out YOUR + replace it with THIS claim. Sign and date as well. Personally I wish I was aweek wiser a week ago. HE WOULD NEVER HAVE BEEN ABLE TO SHOW HIS FACELESS FACE IN COURT!

 

Didn't submit his documents did he? To Anyone wiser than me I prepated Wasted costs thoroughly but was advised not to proceed on grounds I'd accepted full and final offer. What a bear trap! If they haven't submitted their bundle I say risk it. But then I would wouldn't i coz the money's in my account? Sorry folks, it seems like it's a real dilemna.

[saintly_1]

wasted costs seems like the luck of the draw ....... i know a few who have had them granted but more that have had them rejected

[enoughisenough]

Yeah well it's not been properly tested yet. PQ thought I'd be intimidated by..."It's all going to a test case soon.." I said yeah I know, Yorkshire bank 28th August, and then he said "yeah well it's all over my head. You probably know more than me being a member of the CAG!" I have to admit I nearly chuckled. Trust me Saintly, this man has had a charisma by-pass. Is he on some some sort of mission? Everyone else on Bacon Lettuce and Tomatoe seems to be fine!

[enoughisenough]

Told by the court (staff - that is) that wasted costs was a bit of an issue on account of signing the full and final settlement letter. I've still got till Friday. As far as I'm aware I've got nothing to lose. Is this right? Hearing never took place, even though I'd attended. I think the judge may look sympathetically at this having got notice of dicontinuation on account of a last minute settlement. What does anyone else think?