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Kelvid123 v Halifax HELP! now filing at court


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Hiya minx.

 

Welcome to cag. :)

 

Here are the N1 forms...

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/844-n1-claims-form-pdf.html

 

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Hi all, am I right in thinking the banks were at court sometime last week with the overdraft scenarios? I dont know what the outcome has ben but any information is much appreciated. Last I heard was their waiver had been extended a further 6 months. Basically just wanna know if we gonna get our money back or not. My claim back in July 2007 was for £6k so obviously the interest is adding up for me which is only good if we gonna win. Has anyone tried sending them a letter recently advising them to pay up on the off chance they dont want the interest adding up. Dont know if its worth a try or not? Cheers guys

28-05-2007--Received Schedule of Charges.

03-06-2007--Prelim sent.

12-06-2007--Reply - Thanks but charges lawful!

19-06-2007--Sent L.B.A. & Schedule of Charges

NOTHING RECEIVED AFTER 14 DAYS

05-07-2007--Phoned Halifax to discuss account. Still standing by charges.

13-07-2007--Filed N1 in Hull Court :wink:

20-07-2007--Halifax deemed served.

25-07-2007--Received offer £280 as Full and Final settlement.

27-07-2007--Sent rejection letter recorded delivery

03-08-2007--Rang Hull Court, nothing received from Halifax

04-08-2007--Sent Pre Judgement letter.

10-08-2007--Defence received from Halifax

13-08-2007--Judgement Request sent

24-08-2007--Claim stayed at Hull Court

31-08-2007--Applied for stay to be lifted

12-10-2007--Hearing for removal of stay on 31/10

31-10-2007--Removal of Stay struck out

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HI Kelvid

 

Long time no speak. I think your idea might be worth a try although I did this myself about a month ago and just got the usual " We are awaiting the results of the test case" reply.

You never know you might have better luck than I did.

 

Only consolation for us is like you said the interest is piling up but then so are my bank chargesmlol.

 

Mines been going for well over a year as well so know how you feel but try to stay positive.

 

WE WILL WIN

NEVER SAY DIE.

 

Regards overflow :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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