howlong after n1 do they pay up?

[jubaxt]

hi folks-dropped n1 into court on friday-29th

 

just wondered-when should i anticipate them paying up if they dont take me to court-going for £1100 + cci +fees=£2900

[megan34]

Capital One seem to pay out around 21 days after being 'deemed served - although they usually acknowledge after a few days - dont worry about it:) I dont think theyve stepped inside a court room yet.

[rockinrodders]

Jubaxt,

 

My claim from Cap One for £2000 inc CCI was posted to the court a couple of weeks ago and was also deemed served on friday so should be sorted around the same time as yours.

 

Good luck

[karhuss]

My N1 was served to Cap One on 23rd June. The court have told me that they intend to defend but as yet have heard nothing from them. Seems we are all at the same stage.

[jubaxt]

ooh-do you think we could all be a little richer by the end of the month??

[dpick]

Same as you CRAP1 have untill untill Wednesday 4th July to reply to court I would not mind some cash this month on holiday 4th August

 

dpick:p

[jubaxt]

we might all be celebrating together-my holiday balance is due this week-struggling so a cheque from crap 1 would make my day-£2986 claimed inc cci

[megan34]

let us know what dates you all get a letter saying they are settling in full:)

[karhuss]

Anyone heard anything yet?

[dpick]

Have heard nothing checked with court nothing so applied for judgement by default

 

dpick:p

[jubaxt]

filed last friday-no news since-yawwwwwnnn

[TECHSPEC]

I filed for myself and a friend on June 25th, deemed served on June 30th.

 

Both acknowledged July 3rd, so fingers crossed thats all they do

[chrissieo]

I filed on the 19th June, therefore deemed served on the 25th June (ish) not heard a dicke bird, should I of done by now?

 

Chrissie

[megan34]

21 days from date they are served - thats what mose have been getting settled on.

[TECHSPEC]

I filed on the 19th June, therefore deemed served on the 25th June (ish) not heard a dicke bird, should I of done by now?

 

Chrissie

 

If they havent acknowledged by Monday (14 days) you win, but not like them to not acknowledge.

[rockinrodders]

My claim was deemed issued on 29th June. Yesterday I received the acknowledgement notice with usual 'intend to defend in full' and on the same day got a settlement from Cap One, for fees, all purchase interest and basic 8% stat interest.

 

I claimed for CCI and default removal and they didnt give either. They also paid £214 of the £600 settlement to a closed account which was short settled, but in full and final sttlement in 2003. They were then sending a cheque for difference.

 

They also worked out stat 8% court interest at just £58 since 2002, on the basic spreadsheet it comes at nearly £200

 

Needless to say I declined

[jubaxt]

still no acknowledgement..................................................

[TECHSPEC]

still no acknowledgement..................................................

 

Did you file online.

 

I did mine, and its last day to acknowledge tomorrow.

 

I think i have to give them till tuesday, as its a weekend, so will ask for judgement late Monday, and see what happens.

[jubaxt]

acknowledged 11th july-theyre going to defend-i wonder if i'll get an offer

[rockinrodders]

I got my offer minus the contractual the same day as the acknowledgement arrived so you should be getting at least a partial soon.

 

most people seem to be getting charges + all purchase interest paid + court interest but no contractual. Thats what I got except they added it up wrong, others recently seem to be getting the same offer

[jubaxt]

hi-no news today-just wondered-has anyone actually taken crap one to court to claim the cci if theyve only settled with stst interest before court??

 

i'll do more reading later but just wondered-what about you rodders??

[rockinrodders]

Well CAG user called Dad lost a case at high court for contractual interest so I think that set a precedent against awarding contractual interest. If that is the case then presumably you could lose at court if you are arguing the contractual on its own (i.e. if they have offered everything except contractual, then technically you going on to argue just that one bit).

 

http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/97691-contractual-interest-precedent-lost-12.html

 

In my case they added up the basic court interest wrong (they put £58 in total but the spreadsheets add it up to £200 odd). Plus they didnt mention the default removal.

 

The default removal was included clearly on my POC so Im happier going to court to argue two points and the fact that they didnt offer full amount plus stat. I think the Mods too agree that if they have offered full charges + stat interest you should accept.

 

but then again even since then Cap One have been paying out to some people but not others. They do seem like one of the companies who settle early and stay well away from the court though.

[jubaxt]

mmmmmmmmmmmmm-valid point-thanks rodders

[alex_the_lad]

Hi guys - with regard to CCI I thought it might be useful for you to see the opinion that Steven 4064 gave on that lost case for CCI and it's relevance to Cap1 claims in my thread - http://www.consumeractiongroup.co.uk/forum/capital-one/104876-alex-lad-cap1.html

 

Good luck with your claim jubaxt - here's to a nice payout just around the corner.

[auriol]

Hi!

 

Mine was for £320. The papers were deemed served at the end of June, they acknowledged on 6th July and wrote offering a full settlement, which arrived yeasterday. They've said I should have a cheque within 14 days.

 

Hope that helps with anyone a little bit behind me.