3 weeks to go!!!

[owenp]

Hi all

I'm just 3 weeks away from my court hearing against Abbey and I've been quite inspired by threads on preparation and success expecially those by Reka. Belated congrats there.

 

Thing is you know how I'm feeling now with just a few weeks to go. I'm just finishing my bundle and there are a couple of things I'm worried about.

 

One of Reka's threads mentions a "Consise Statement of Evidence". I can't find any mention of that in the basic court bundle file I got from CAG site. It sounds important. Please could anyone tell me what it is??

 

Secondly, did anyone include the Competition Commission report in your bundle? It was mentioned in the basic bundle file. With 3 copies I reckon that it's about 1000 pages!! I'm not sure what to do with it.

 

It's terribly nerve wracking this, isn't it? I was going to include a smiley here but there doesn't seem to be one for Terrified!

 

So far my bundle cocsists of:

Copies of my bank statements where a charge has been made.

A schedule of charges showing the date, amount and reason of each charge.

A schedule of the interest due from the Martin Lewis's site although this is only up to today's date. I plan to print out another one on the day of the hearing and take it with me.

Copies of all letters sent to and received by Abbey in date order. All sent letters have been recorded delivery.

Print outs of UTCCR 1999, UCT 1977 and SGSA 1982 from the Basic Bundle file.

A list of relevant cases again from the Bundle file including one by Dunlop Tyre Co in 1915.

A copy of the OFT report on credit card charges. I wasn't sure about this one as it seems to suggest that a charge of £15 is OK.

A copy of the Parliamentry Early Day Motion on bank charges.

A copy of the BBC Money programme bank commission sumary.

A copy of the Australian banks report by the Consumer Law centre of Victoria.

PHEW!!

 

Apart from the Statement of Evidence and possibly the Competition Commission report, is there anything else I should include?

 

If anyone could help with these points. I'd be very grateful.

 

Thank you

[jules1973]

On the commission report I believe you only need appendix 4.6, not the whole report.

[jules1973]

Have you emailed inga or ronan, or clare to see if they are willing to settle before it reaches court?

[jules1973]

Hi all

"Consise Statement of Evidence". I can't find any mention of that in the basic court bundle file I got from CAG site. It sounds important. Please could anyone tell me what it is??

 

 

I believe it can be found under the thread Re: New strategy for Allocation Questionaires

[owenp]

WOW Jules. That was quick. Thankyou.

No I haven't emailed anyone. I guess the people you mentioned are Abbey's.

Do you have an address?

What do I do? Just send an email asking them to settle?

[jules1973]

Your Welcome

 

try inga.kirkman:ashurst.com or clare.fletcher@ashurst.com or ronan.coyle@ashurst.com. Have a look at james33 thread or REKA or ICY, they have emails that they sent,

 

If not I have one that I am going to send once they have submitted me their defence and first offer which I can pm you if you need.

[reka]

Owen, excellent, you started a thread! A see how nice they are at helping

 

Looks like all you questions have been answered!

 

Good luck.... if you want the statement of evidence i submitted i will post it, although the link you were given by Jules is probabbly where i got it from

 

All the best

 

Reka

[owenp]

RESULT!!!!!!!!!!

Got a letter this morning from Abbey settling my claim in full!!

Charges, interest, and court costs.

 

Total £3433.07

 

Brilliant. And that was before I even sent them the court bundle 3 copies of which will now grace my bin.

 

Thank you for all the help.

As soon as the cheque arrives I will make a donation to CAG because it wouldn't have happened without this site.

[ohoh4312]

EXCELLENT NEWS!!!

 

CONGRATS, AND ENJOY YOUR MONEY

 

Jo xx

[ICY]

CONGRATULATIONS

 

enjoy your cash

[reka]

Woo Hoooo!!!

Congratulations, thats brilliant news! Great result!!

[Lady E]

Owen - well done !! Did you contact any of the people at Abbey or did the cheque come without prompting? I am busy doing my court bundle and my printer looks as if it will catch fire at this rate

Any help gratly appreciated .

[jules1973]

Well done, enjoy spending it.

[owenp]

Owen - well done !! Did you contact any of the people at Abbey or did the cheque come without prompting? I am busy doing my court bundle and my printer looks as if it will catch fire at this rate

Any help gratly appreciated .

 

Thank you all for the good wishes.

 

Lady E, No I didn't contact anyone at Abbey. I was going to as soon as the bundle had been delivered but they beat me to it.

I know what you mean about the printer being on fire. I printed out hundreds of pages for mine.

 

I think sending an e mail, especially after the bundle has reached them has got to be a good thing. Anyone who goes to all the trouble of compiling that bundle is going to go all the way and Abbey must know that.

 

I haven't actually received a cheque, just a letter offering to settle for the full amount. They even added on an amount for interest between the time of the last letter I sent them and today. I hope this is not Abbey pulling a fast one. They've effectively stopped me finishing my bundle. Being suspicious, I suppose they could wait until after the last date for my bundle to be received (Next Tuesday), then apply for the case to be struck out and start argueing about the settlement!!

 

Oh heck. I think if I haven't received the cheque by the weekend I'll finish and send in the bundles anyway....just in case. I wouldn't put it past them to dream up something like that or am I just being paranoid in my old age!!!???

 

Good luck Lady E. Keep us informed how you're doing.