Can banks locate old cheques?

[isidore]

I'm writing this in relation to another thread I have opened this weekend.

 

Basically I need to find out information regarding a cheque I wrote in 2003 - hopefully proof of who it was written to or who cashed it. Before I ring the bank tomorrow - note a bank I am no longer with (accounts are closed and have been for 6 months) and also a bank that I claimed over £3k from in banks charges - I wanted to know from the inside what exactly the banks can locate, what I need to ask for and what sort of response I am likely to get from the bank?

 

Just wanted to see what information you can give me in case they try to fob me off.

 

If it helps, I will be ringing RBS.

 

 

 

Thanks in advance

[barracad]

Last week I managed to get a copy of a cheque from Natwest which was written in April 2004. This was for a business account and they did say they had to retrieve it "from their archives". No doubt there was a ridiculous fee involved for providing a copy but I have no idea how much!

[Yoda]

Wrong bank I know but YB also archive their cheques and would charge you a fee to retrieve it. I think the retention period on cheques was 6 years.

 

Good luck

[maggie]

Hi Taff,

this is another Taff,Maggie.

The answer to your question is yes.I asked the Halifax to find a cheque my deceased Dad wrote 5 yrs before he died.I told them I needed to know the amount of the cheque,the person it was made out to,and the date,as I believed the signature wasn,t his,and it was fraudently signed.Hope this helps.

 

Maggie

[maggie]

My Dad,s account had been closed for 5 months .

Maggie

[ice maiden]

Some bank Terms and Conditions state that they keep cheques for 6 years. I believe the banking code also states the same.

[isidore]

Update, bank has agreed to supply me with copy of cheque in 48 hours for the measly sum of £4. Happy with that.

 

Thanks for responses all.