CBuk3625 versus HSBC

[lateralus]

oh well, just replied on the other one -

[cbuk3625]

I'm catching up on my emails and didn't realise initially that I'd responded to the "wrong" thread. Its been one of those days......

am keeping to this one from now on.

cx

[jowalshy]

I wouldn't worry about it. We found you and thats all that matters...

[cbuk3625]

thanks Lateralus, Ive read it and will shortly commence the letter which I will send off to court tomorrow.

 

Jo, again, thank you!

 

cx

[jowalshy]

You're very welcome. If you need anything else, just shout.

 

Once you have done your bundle, could you post up here the contents page so that we can see that you have everything. that way we can advise accordingly.

[cbuk3625]

arrrrrrrgh,

 

only yesterday I came across castlebest thread and now I can't find it. Could have something to do with overloaded brain or just stupidity. Any ideas? I've not come across a letter that is suitable for my situation i.e. DG applying for a stay but the court not responding in favour of them so far. Lateralus suggested that castlebest may have a letter. I thought he was on the HSBC thread? Any ideas?

[cbuk3625]

or even FreakyLeaky!!! am going to crawl under my desk now and wait for the men i white coats!!!

[jowalshy]

Is this it:-

 

http://www.consumeractiongroup.co.uk/forum/hsbc-bank/85633-castelbest-ii-return-claims.html

[pinkduchess]

Castelbest II - Return To The Claims

[jowalshy]

http://www.consumeractiongroup.co.uk/forum/hsbc-bank/85633-castelbest-ii-return-claims.html

[cbuk3625]

I've lost count now on how many bottles of wine I owe you both. Thank you.

Cx

[jowalshy]

this should do:-

 

[Audreygreeneyes]

black or white jo?

[jowalshy]

Rosè please and sparkling. (I think that I have now cracked it doing those accents on letters).

[lateralus]

if that's all it takes to get a bottle of wine:

Castelbest II - Return To The Claims

[freakyleaky]

Whats going on here then? I want some wine!! What do you need cb?

Here is petes thread for starters Castelbest II - Return To The Claims

[cbuk3625]

If everybody keeps their fingers crossed for me (as it has just dawned on me that this COULD be over one way or another in 3 weeks) and it goes my way there will be champus flowing!!!!!!!!!!!!!!!!!!!!!!!!!!!! never mind the wine!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

This is the things that I'm going to put in my court bundle have I missed anything out?

 

1. Statement of Evidence

2.Correspondance

3.Receipts for the MCOL and the court costs so far

4.Terms and conditions from 1996 which is roughly when the account was opened

5.the statement sheets with charges on them

6.relevant caselaw to penalty charges - as printed out on here(40 odd pages)

7. Printout of the early day motion - 1 Sheet

8. OFT's printout (5 arpil 2006)

9. Prinouts of completed HSBC cases 3 sheets) was thinking of including all banks but thought it may have been overkill. Incedentely this is also going to be submitted with my letter of objection to the application of stay - any suggestions on that?

10.BBC prinout about the Money Programme Bank commission

11. media release from australia

12.transcript of the Peter McNamara interview

 

And that is that. I've come to realise that I should have this in the post by Monday at the latest to comply with the directions of the court. As i'll drop it off in person at the court thats not a problem, but should I send the copy due for DG by recorded delivery?

 

Last minute nerves and adrenaline are starting to kick in. that on top of applying for jobs aswell.....never a dull moment!

 

Cx

[freakyleaky]

Hi CB. Yes send it recorded delivery! I think mine cost about £7.50.

Good luck with the job applications!

[jowalshy]

don' forget to send a letter with it detailing your claim ref no,sort code and account number. Here is a copy of what I put in mine. Bear in mind that I wasn't actually asked for a bundle, but did one anyway:-

 

 

DG Solicitors

12 Calthorpe Road

Edgbaston

Birmingham

B15 1QZ

11th July 2007

Re: xxxxxxxxxxxxxxxx- v - HSBC

account no:xxxxxxxx

claim no: xxxxxxxxx, Filing date:xx.xx.07

I refer to our preliminary hearing in this matter which is scheduled for the xx.xx.2007 at xxxxxxxxxxxxx County Court.

 

Although this matter is listed for further directions and preliminary hearing and papers have not been requested at this stage, I am enclosing with this letter the papers that I will be presenting and evidence that I will be calling upon at this and any future hearing.

With kind regards,

Yours sincerely,

[jowalshy]

just don't put the angry faces in it...lol I don't know why that happened.

[freakyleaky]

Oh yes and you need to do a cover for it stating

your name

account number

claim number

date of hearing

name of judge

name of defendant.

 

I think Jo's pc automatically puts in the angry faces when she types in DG or HSBC now!

[jowalshy]

I am presuming that the relevant case law stuff you have in your bundle includes the following:-

UTCCR 1999

UCTA 1977

SOGA 1982

 

 

 

[freakyleaky]

Yes I must admit I was assuming that also. If you have included the basic bundle it should be in there!

[cbuk3625]

I shall go back to my document and get rid of the little red faces!!!

 

only kidding.

 

Right, it contains the following

 

relevant case law to penalty charges

dunlop

the Unfair Terms in Consumer Contracts Regulations 1999 (UTCCR?)

Unfair Contract Terms Act 1977 (UCTA)

Supply Of Goods And services 1982 (SOGA)

 

I've included it as it is and not amended it at all.

 

Cx

[freakyleaky]

Thats fine CB! Thats the hard bit sorted now!