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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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JunkiMunki Vs Yorkshire Bank Plc ***WON***


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JunkiMunki, my fingers are crossed for that new roof before the bad weather sets in, and pleased to hear you can carry on fighting:)

You are an inspiration as to the fact we can claim further back.

You go girl:D

LTSB court date 25/7/07

17/7/07 I WON I WON I WON!!!!:p :grin:

HSBC court date 11/9/07 (stayed)

CapOne lba 7/1/08-15/3/08 WON.

Citicards lba 14/1/08

 

Read Read and Read Some:razz: More

 

If I've been helpful in anyway please tip my scales:rolleyes:

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts.

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HI Remus ,

I am adamant that I get what has been unlawfully taken from myself and my family, causing me severe hardship and a definite decline in our quality of living , whereby causing me undue stress, and unnecessary worry, causing me to fall into arrears with more important bills that should have been paid.

 

To think that since 1987 this money has been clawed from my account and then since 1995 have been unlawfully deducted from benefits given to me by the Government for me and my family, and that the banks all knew of the legislation in situ.

 

I will take them for all they have took from me !!!!!!!!!!!!!!!!!!!!!!!!!

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Clydesdale Bank

X

 

 

Our ref

Your ref 7DE02367

Legal Services

POBox43

40 St. Vincent Place

Glasgow G1 2HL

DX 500500/Box 68 Fax 0141 242 4723

 

Dear Mrs*,^

You v Clydesdale Bank PLC t/a Yorkshire Bank Claim No. 7DE02367

Please find enclosed a cheque for £3760.09 in full and final settlement of your claim against the Bank.

Please can you now arrange to send your Notice of Discontinuance to Derby County Court.

Image5.gif

 

Youra sincerely

•jf, Solicitor - Dispute Resolution

 

 

 

National

Date:

3 Clydesdale Bank PLC

St Vincent Place Glasgow G1 2HL

 

82-20-00 503716: 40001353

 

£ **3,760.09**

 

Thousand

^^^^^____________ ^^i^P^uMsJ^O^P'j

m For and on behalf of National Australia Group Europe Services Limited

'"Three Thousand Seven Hundred And Sixty Pounds&And 09 P" i I , -

Image9.gif

CD A«^,iuJ> J

A member of National Australia Bank Group

ii'5037iE,»' BB-SQOOi: 1.0001353"'

 

AT LONG LAST JUNKIMUNKI HAS GOT ER DOSH *********

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Make sure you shop around when getting prices for your roof! Recommendation is the best way of chosing a contractor. Price alone is not what you should consider. There are plenty out there will do a job for half the money of most but you will only get half the quality and it will last half as long.

And Never pay money upfront!

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Gotcha on that one FreakyLeaky, but we have those horrible concrete gutters so they will have to be removed as well, dont worry it has taken tooooooooooooooo long to get this money repaid for it to be squandered away on something you cannot see for the effort put in to the claimmmmm

2ND CLAIM FOR PERIOD OF 1987 - 2001 INCLUSIVE STARTING TOMORROW

have already got the statements required for this ,,,,,, happy claiming again !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

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CONGRATULATIONS!

SOOOOOO CHUFFED FOR YOU:grin:

uncrossing everything before cramp sets in:lol:

YOU GO GIRL:cool:

LTSB court date 25/7/07

17/7/07 I WON I WON I WON!!!!:p :grin:

HSBC court date 11/9/07 (stayed)

CapOne lba 7/1/08-15/3/08 WON.

Citicards lba 14/1/08

 

Read Read and Read Some:razz: More

 

If I've been helpful in anyway please tip my scales:rolleyes:

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts.

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Hi JunkiMunki

 

I haven't been on here for a good while but I see you finally won. I'm truly pleased for you. How over the moon you must feel.

 

My case was stayed ages ago by the court, but no worries, I'll just bide my time.

 

Really, really pleased for you. Enjoy!!!

 

A.:D

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Ah Junki, this is fantastic. I'm so pleased for you, and glad to see that YB have finally coughed up some of their ill-gotten gains. :D

 

Someone beat me to changing the title, but I don't care cos the main thing is, you nailed them!!!

 

Looks like Christmas has come early in the Munki household!

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi there to everyone what a wonderful gain, I see the YB have paid for my new roof to keep out the rain ............ if they had not been so bloody greedy, their profits would not be going back to the needy, you took away what you should not have took so give me BACK WHAT you took from me , and which YOU took unlawfully .....

 

I may be good with words of verse but I AM EXCEPTIONALLY GOOD WHEN THEY ARE GONNA LINE MY PURSE, SO MANY THANKS [YB ] AS IN THE END , YOU WERE FORCED TO MAKE AMENDS, NOT BY YOUR CHOICE AS YOU WILL AGREE, BUT WERE FORCED TO AMEND BY THE MEMBERS OF THE CAG ..........

 

WE are not rich we are not poor, but we want what is ours and ours by law,

So dont get disgruntled and on your high horse,

when we congregate together, our strength is our force ,

So it is with sad regret I bid you farewell but not goodbye

as the next claim I am issuing you with will be twice as HIGH

 

Just remember what you have done, to everyone here

as every step we take is another step near

to reclaiming what should not have been took

we now all can read you like an open book.....

 

So go away and find somewhere to hide

to lick your wounds and swallow your pride

as you have now been found to be

despicable , deceitful and untrustworthy.

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Wow JM, you certainly are good with words of verse,

If I wrote that it would be 100 times worse!:D

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 3 weeks later...

havnt been on for ages lass life got a bit mental for me but am sooooooooooooooo chuffed you got your cash am pleased beyond pleased lol it has given me a lift in fact wish me luck for the 13th nov (not expecting alot to be honest) but hey at least one of us has a result CONGRATULATIONS :D

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LIKE IT CARO, PLEASE CARRY ON WITH THE ABOVE DITTY

IT DOES NOT HAVE TO BE GOOD BUT HELPS IF IT'S WITTY

THERE IS NO REASON WE CAN'T HAVE A LAUGH AND JOKE

AS ON MY JOINT I DO CHOKE

SO CARO WITH THAT I WILL SAY

NICE CHATTING TO YOU AND HAVE A GOOD DAY

Junkimunki xx

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Hiya Conalot will have my fingers crossed for you and wish you all the best

I have a hearing on 20th Nov 15 mins allowed it is for wasted costs of £426 from the claim I have just been paid upon, fingers crossed for us both .

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PMSL JM

Lost for words I have to say

Nice to hear from you too

So you too have a good day

And watch out for the weed

Cos if it's perceived

I don't want you to land in the poo.:o :p

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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