Big Ninja v Lloyds TSB

[Big Ninja J]

Well got two letters from SC&M today - opened the first to read that they were intending to defend my claim at court. I then opened the second to find that they were offering me an unconditional offer of all my money claimed plus 8% interest which I actually did not ask for.

 

So I will be replying to them on Monday accepting just under £1500.

 

Am surprised that they have offered so soon - have not even had to submit a bundle.

 

Will let you know when I get the money into my account and will not hold my breath until its received.

 

Waiting with anticipation

 

J

[jontah 2006]

congrats.things are good!

[BARTY]

Congratulations!! :D

Barty:)

[christinajanep]

congratulations

[Big Ninja J]

Thanks all - will let you know when I get the money and will donate also once I get it.

 

Update again soon

 

J

[Big Ninja J]

Further developments - Lloyds did the usual thing and offered a conditional settlement - which I rejected by letter. I now have a letter from them saying that I did not reply and they are settling on their original terms. They have already paid the money into my account. I intend to send a further letter with a copy of my original rejection letter attached stating that whilst I accept the money I do not accept the terms.

 

Is this wise or should I just cut and run. The settlement will have me out of my overdraft and I do not intend to use one again (in theory anyway).

 

I also have a response from the court - finally - stating that the judge has ordered a stay until 31st August for parties to attempt settlement.

 

Any thoughts greatfully appreciated

 

J

[BARTY]

Hi

It's up to you, if you are OK with the conditions then leave it. Don't forget to inform the Court that they have settled, there is a letter in the link below if you need it, the link does work:

Error

 

Well done again.

Barty:)