Tempty-Vs-Natwest

[Tempty]

evening Enaid hun, I see ya hiding there

[enaid]

I thought I had posted but I must not have pressed the button, hope you are ok ! best get checked out though just in case, you never know.

Do we have to call you miss whiplash now?

and check out your house insurance as well see if you can something back for you freezer and wasted food ! take care Enaid x

[hedgey06]

Wow enaid!!!! Up there for thinkin', down there for dancin' indeedy methinks!!! Clever little stalyvegas bird you!!!!!!! xx

[Tempty]

Miss whiplash pmsl ok that did the trick I'm laughing now

 

did check out insurance as suggested! can't claim anything for the machine itself.... was to old, but can claim for food! probably won't bother, as food loss was minimal. discoved it was'nt working before it actually stoped working.... if ya know what i mean! have tempreture sensor in fridge, when it said it was to warm, we pulled it out and discovered a pool of coolant on the floor behind it.

[enaid]

If you have a 50quid access on your insurance it doesn't take much to make £100 quid in food in a freezer, I'd have a do any way thats what you pay insurance for! They don't know what was in your freezer do they? As for the whiplash it was a couple of grand I bet it's more than thet now!

[Tempty]

Ooooo looky I have a guest! ........ wonder if it's cobbets??

here's something to take back to yer clients.

 

example of how a company "should" work

 

Auto Trader Insurance......... oh your in trouble.......... ok mrs Tempty......sit back and relax..... let us take care of it!!!

 

 

Natwest........oh your in trouble......sit back while we make it WORSE LOL

[Tempty]

If you have a 50quid access on your insurance it doesn't take much to make £100 quid in food in a freezer, I'd have a do any way thats what you pay insurance for! They don't know what was in your freezer do they? As for the whiplash it was a couple of grand I bet it's more than thet now!

 

 

Blimey really!!!

well I'll get checked out, but I'm not gonna say I've got whiplash unless I really have, It's just not in to lie about it. would be nice to get a little something though.

 

anyway, I really gotta get out of this chair, getting quite uncomfortable now. think I may go for a nice long soak in the bath!

 

catch you tomorrow

nighty nightxx

[enaid]

Morning Tempty, How are you feeling today?

[Tempty]

morning enaid

 

very sore, back not as painfull as it was yesterday, but neck feel like it want's to drop off..... not nice....... have decided I don't want to be in another car crash...... they make you hurty

[Tempty]

am waiting for doc's to open, will give em a call I think and see what they say. if they want us to come in and get checked out, that's what we'll do

[Tempty]

lol sitting here with hot towel wraped round my neck! gotta take youngest to school in a min, so i'm trying to free it up Hehe.

 

loads of pain killers me thinks..... that's the ticket

[enaid]

You should do really you never know ! and even if you only get pain killers and the all clear, better safe than sorry. There was a lad on tv yesterday, he has had a broken neck for I think 18 years and never knew.

[greendykes]

Hi Tempty..just popped in to say hello and hang in there! Tell your other half it works! I received an offer from Natwest yesterday after no communication over 3 months! They have offered ALL bank charges..as I live in scotland I had to complain through FO but that was only 2 weeks ago so I am jumping up and down at the moment. Hope you have a good day

[Tempty]

right doc's have been called.

gotta wait for the duty doc to call me back, may have to pop into local hospital for check up by the sounds of it. Hubby in a prety bad way this morning..... think he's worse off then me... poor hubby

[Tempty]

Hi Tempty..just popped in to say hello and hang in there! Tell your other half it works! I received an offer from NatWest yesterday after no communication over 3 months! They have offered ALL bank charges..as I live in scotland I had to complain through FO but that was only 2 weeks ago so I am jumping up and down at the moment. Hope you have a good day

 

 

That's fantastics news green

hubby has read through the site a bit now and is back on side Lol.

specially after last couple of day's! he want's me to go for it now

[fendyweather]

Morning Tempty. Just wanted to say, threads closed and possibly deleted later today, so I will catch up with you on the other site hun, only for the fun stuff. Keep your thread here too for the serious stuff, the more heads working on helping you, the better. Take Care Tempty. See ya over the road.

 

Fendy xxxxx

[Tempty]

After last weeks shananagans I've finaly managed to get my head together enough to write to coblers!

 

I think this covers everything I want to say at this point, let me know if there's anything I've left out (or should have left out).

 

Dear Lynsey Burgoyne

In an effort to keep negotiations open at this point I am willing to provide you with all information I have to date in support of my claim against your client Natwest Bank PLC.

I had previously tried to resolve this matter directly with your client to no avail. In fact Natwest offered no communication until after I had filled my request to reclaim charges with the court!

I feel I must take this opportunity to inform you of my decision to amend my claim. This in part is due to a failure on behalf of Natwest to provide a complete list of all information when requested to do so. I have included a copy of an email sent to Mr. Higley on the 11th June at customer relations, as it explains my reasons for wishing to submit an amendment to claim via form N244. I am awaiting communication from my local court before I submit this form. I have also included for your records the revised schedule of charges containing the true and total amount that I now wish to reclaim.

I would like to bring to your attention the section of the email relating to Benefits paid into the account! And to the law protecting these benefits

Tax Credits Act 2002.

45 Inalienability

(1) Every assignment of or charge on a tax credit, and every agreement to assign or charge a tax credit, is void; and, on the bankruptcy of a person entitled to a tax credit, the entitlement to the tax credit does not pass to any trustee or other person acting on behalf of his creditors.

(2) In the application of subsection (1) to Scotland-

(a) the reference to assignment is to assignation ("assign" being construed accordingly), and

(b) the reference to the bankruptcy of a person is to the sequestration of his estate or the appointment on his estate of a judicial factor under section 41 of the Solicitors (Scotland) Act 1980 (c. 46).

I can and will provide proof in the form of full statements in support of this serious breech of the law on Natwests part If and When I am requested to do so by the court.

As you will also notice in my mail! I have since had to take out a personal loan with Natwest to clear “Debt to this Bank” A Debt the bank themselves created by taking funds that were legally protected!! I feel that I was left no choice but to accept the loan to protect any further funds being levied from my account, leaving me without the funds to provide even basic necessities for my family!. I am seriously considering given the banks behavior bringing this complaint to the Financial Ombudsman for their consideration.

I would also like to take this opportunity to Decline an offer made by your client directly, dated 5th June and thus not in response to my communication by mail on the 11th June.

The offer is not given as an admission of liability of error! And has been offered as full and final settlement of my complaint, as a gesture of goodwill. The amount being offered is £3,005.00 paid directly into my account. While I am willing to accept this amount, I will not accept it as full and final settlement And will only accept it as part payment and will continue pursue the full amount now standing at £5,608.87 inc 8% interest (the standard the court will award) + court fees (currently standing at £120)

If your clients are unable to agree that this amount is made as part payment then I shall decline the offer entirely and continue my claim through the court process.

Finally I have also included my response to your request for CPR part 18.

I hope the information I have provided Clarifies my position.

I look forward to your future communications

Yours Faithfully

Mrs. Tempty