pinkgirl28 vs barclays **WON**

[pinkgirl28]

Hi there

 

We are new to this website we have been through sending all the letters to barclays bank.

we were offered a settlement for about half our claim.

we went ahead and started court action the 14 days was up today and i was expecting to enter for a win by default.

 

But the bank have entered a defence and i have been advised that I now need to await a court date.

 

Please help I have no idea how to prepare such a case i didn't think it would go this far.

 

I do hope someone out there can help me, and advise me what I should do next.

 

many thanks for anyone who can help

[Parkvale]

pinkgirl28

 

Hi and welcome to the CAG site.

 

 

You've definately taken the first step into claiming back what's rightfully yours.

 

Spend time reading the FAQ's and the Step by Step guide as this will stop you making mistakes along the way. Use the letters and spreadsheets in the Templates Library as these have all been tried and tested in successful claims. Read as many threads as you can especially ones that relate to your bank. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere.

 

Don't be afraid to ask any questions, no matter how stupid they may seem, but please remember that any advice that you receive is normally based on experience only and that you should seek expert advice if required.

 

Once you start the process of your claim remember to open a thread in the relative bank forum, this will enable you, and others helping you, to keep track of your claim.

 

Goodluck with your claims.

 

 

Useful links to help with your claim

 

FAQ’s

http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

 

Letter Templates

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/

 

Interest Spreadsheet

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

 

Court N1 form

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

Mcol Particulars of Claim

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/34887-5-money-claim-line.html

[caro]

Hi and welcome. If you read our FAQ's you will find most of your answers, and the Bank Templates Library is very helpful too.

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

 

Take a look in the Barclays forum too to see how others have got on and start a thread if you have more questions that aren't answered elsewhere.

 

You've found the best site for help now.

[pinkgirl28]

Hi there

 

Have only found this site today some great info.

however I do need some help.

We have already sent all the letters to the bank was offered about half of the amount we were claiming.

Went ahead with the claim through mcol 14 days was up today but barclays have entered a defence mcol say that i can't do anymore online and i have to wait to hear from my local court.

 

I am really worried now as I didn't expect to have to go to court, I have no idea how to prepare for this court case or what to do next. The claim with court fees is about £1980.00

 

Wishing I had excepted the lower offer. It's all very scary.

 

If anyone can give me any advise as to what I should do next and what the next stage involves.

I have found info on a court bundle and have printed it of but it all seems a bit over my head

would be very greatful for any help out there.

[saintly_1]

Ok take a deep breath ...... and relax a bit i know its scary BUT be assured that Barclays dont want to go to court once you get a court date they will proberbly enter into settlement talks with you ...... once you actually Barclays defence through post on here and you will be helped through the next stage

[dar£n]

Hi

After filing with MCOL, did you send in copies of your SOC's to both parties?

[pinkgirl28]

Hi there

 

Thanks for the responses I will await the paper work through the post and then post again when received.

As for if I sent soc's to both parties no I didn't not sure what soc's are and who you are saying I should have sent them to.

Really greatful for the help.

will post again when I receive the paperwork hopefully not to long.

A bit more relaxed after reading through some of the other cases.

Thanks again

[pinkgirl28]

Thanks for that took your advice and have posted on barclays forum have also read through the info on the site.

thanks

[dar£n]

Your SOC is the list of charges on the spreadsheet used to calculate the interest.

You need to send a copy to both parties [use recorded delivery]

 

with this letter:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/34887-5-money-claim-line.html

 

edit the template to match your claim

[pinkgirl28]

Hi there

 

Yes I did send list of all charges in the original letters that i sent.

I started this process using the guy on t.v. website and did everything as it was set out to be done.

Sorry for being a bit thick thanks for letting me know what soc's are.

Will send them again when I receive court papers.

Thanks

[dar£n]

OK, but you are advised to send them now, or Barclays will attempt to use it against you, your choice!

 

Also, Im assuming your thread title is your surname?

If so your username is your first name also?

 

This gives the bank a direct insight into what you are doing because they DO monitor this site.

 

You need to PM a Moderator to get the details changed.

[pinkgirl28]

Ok I have just been reading the link you included I will send them now.

but can you tell me who i need to send to is it to the bank and mcol.

sorry me being thick again and will take your advice as to title.

Thanks for your help

[dar£n]

SOC's to Barclays Bank Plc, Litigation Dept, 1 Churchill Place, London, E14 5HP.

 

and to the local court handling your claim.

 

recorded delivery too

[pinkgirl28]

Sorry how do I change details new to all this i know you said to pm a moderator not sure what this means. also not sure what court my claim is going to will mcol be able to tell me if i phone them.

thanks again

[african_igbo]

Hi where are now with this case and have you been speaking to Bs Litigation team in regards to a settlement.

[dar£n]

I have just PM's Zootscoot, hopefully she can help you change it, you will have to decide what you want things to be called though

[dar£n]

Hi where are now with this case and have you been speaking to Bs Litigation team in regards to a settlement.

Iggy, too early for that....

[dar£n]

Hi you will need to decide.

1. what your thread is going to be called.

2. what you want your new username will be. [remember you will need this to sign in, your old one will not work]

 

3. send a private message to a Moderator

I have included a link to Zootscoot,

http://www.consumeractiongroup.co.uk/forum/private.php?do=newpm&u=40806

 

ask her nicely to request to get it changed for you,

[pinkgirl28]

Hi guys

Thanks for the help as you can see have managed to change user name am working on getting the thread name changed to.

No I have not been speaking to litigation team as yet.

Will be sending info of to barclays and court tomorrow as it did not go with mcol info.

Will keep you updated.

[dar£n]

hello pinky,

okay you got your username changed.

 

You also need to go into each of your posts, click on 'EDIT' and DELETE your name at the bottom.

 

Nearly there, we'll have you incognito soon!

[pinkgirl28]

All done thanks for the help

[dar£n]

There you go!, all done,,,now who were you again???lol

[pinkgirl28]

not sure ha! ha!

Quick update contacted mcol today they can't tell me what court its going to and have aid I need to wait for there paper work to come through hopefully latter this week.

So I guess I have to wait to send info.

[saintly_1]

Waiting is something we get use to with barclays (except when they are charging us)

[Tipsy0nBacardi]

Thats true, notice they never say to us "oh you owe us money, thats ok have 6 months to pay us back" lol