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Could be a new agreement.......on the other hand it might not be. I would send them a CCA request anyway (they may not have a copy of any agreement and even if they do it might not be enforceable).

 

As I assume you have defaults on your credit record I would advise reading this Remove Default Notices on a Credit File - We show you how

  • Haha 1

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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