Im Scared.....helppppppppp

[charleyfarley]

Hi and welcome bonnie,

 

Louis wu is a star and will guide you through all the complicated bits. I sometimes feel a bit like the court jester in here, but the thing I would say is that I hope you don't want your patio for this summer;)

 

Abbey are stubborn and difficult and everything they do is designed to delay,obstruct and intimidate you . Ignore everyting they say about investigating your claim and timescales, and stick rigidly to the schedule of letters on here and you'll be fine:)

 

My claim is going according to plan and seems to be fairly typical so if you want to have a shufty, look here

 

http://www.consumeractiongroup.co.uk/forum/abbey-bank/55539-charleyfarley-abbey-6.html#post803910

[charleyfarley]

Hi bonnie,

 

You have to drag the formula down to lower cells. If you don't know what to do then Pm me or louis wu

 

ignore all letters from abbey re timescales they are only designed to delay and intimidate you while pretending to help you.

 

 

as louis would say...............make yourself a cup of tea, calm down , and we'll sort it out;)

[charleyfarley]

i wait with baited breath cos the more i read the more i realise i havent gotta clue what im doing in relation to bundles etc...... been reading on here for a few months now and all its doing is scaring me more (im such a wuss)! just hope i dont screw it up in the translation (if u know what i mean)???

Bonnie:confused:

 

Bonnie,

 

The other thing I would suggest is not to read too many stages ahead of where your claim is at, otherwise you end up with all sorts of possible permutations and your head will spin. You'll be thinking "what if" and not really taking in exactly how your claim is progressing and what to do next. also, pick a few threads you find which are similar to your own and follow their progress:)

 

i hope I don't sound patronising:)

[charleyfarley]

KK,

 

That's exactly what I do, so I hope it works for bonnie.

[charleyfarley]

oh really not enough room in the harem for two males theyll have to be a challenge xxkia

 

 

No challenge from me, I always bow to louis wu's superior knowledge and understanding:)

[charleyfarley]

bonnie..............don't join in they're all completely mad, demanding, overexcitable, unpredictable, nervous, chocoholic, wine drinkers.

 

 

 

 

 

 

 

or just ordinary women doing something scary, but having a laugh along the way:)

 

 

 

 

 

but as normal needing a man to guide them;)

[charleyfarley]

Too kind mate, I'd be happy with a honourable draw:)

 

 

louis, count the posts and look at the blobs and it speaks volumes about your support for other people and understanding of the problems

[charleyfarley]

bonnie............if you've done it properly then all you need to do is change the date on the spreadsheet to todays date and it does the rest........so in 121 days time when you need to check your interest when you are in final negotiationswith the Abbey , you put in that date and.......kerdunk, it's done for you.

[charleyfarley]

Bonnie,

 

Actually I wasn't joking..........maybe exaggerating a bit but just trying to give you a realistic idea of possible timescales

 

Have a look at my thread, which seems to be quite normal and not complex in any way, and see the date I started

 

http://www.consumeractiongroup.co.uk/forum/abbey-bank/55539-charleyfarley-abbey.html

 

[charleyfarley]

Hi bonnie,

 

the harem has an open door and I don't have an ego, just a headache:confused: . have a look at the N1.............you can practice onlineand then you print off the final copy and take it down to court. It's a very satisfying feeling walking away with an official document with a court stamp on:)

 

Also, some people on here (no names mentioned,kia) forget to send in their schedule of charges after filing MCOL, and nearly get their claim struck out by the Judge for being a muppet:p with the N1 you just staple everything together so you can't go wrong.

[charleyfarley]

This was a post I answered earlier (and I advised him to start again)

 

 

And the worst thing is, he was advised to read the FAQ's and step-by-step instructions a few weeks ago. It's obvious he didn't bother.

 

He said he didn't want to start again, and wondered how he would do so.

 

This is the type of claim that the banks could defend and win:(

 

Louis

 

Louis, That's a shocking quote you've put up. After all the work that people have put in on here to help each other and someone like this just jeopardises everything we do :mad: by allowing the banks an easy defence.

[charleyfarley]

i like yr optimism louis!!! (got the beers in the fridge already)! 1 more question b4 i go 2 bed so no rush 2 answer.......... just looked at N1 form and printed it off and was wondering do i just enlarge the PDF form online and type in details then print 3 copies off? i think ive read it right??

anyway bed now but will b popping in 2morrow morn b4 work!!

g'nite all and sweet dreams!

Bonnie

 

 

Bonnie,

 

with the N1 I made three mistakes on the form before I got it right, so print off a test one before you go for all 4 because they take a hell of a lot of ink

[charleyfarley]

Hi bonnie,

 

I've had a quick scan over and everything seems fine. I haven't spotted any typos or obvious errors. Take your full spready with interest on because you need to attach a copy of it to each of your N1's so you'll need threee copies

 

 

 

PS I know I'm an old F***, but I find it hard to understand text language on your posts.

[charleyfarley]

You need three copies.............you; the Abbey; the court, plus three copies of your schedule of charges, plus £100. The court stamps all three, numbers them with a claim number, gives you one back and keeps two, and takes your money off you:(

 

And you walk out with a smile on your face thinking............let battle commence:D

 

 

but...........if you make a mistake on your schedule of charges, then it'll cost you £35 to put it right, and it will delay your claim, and you can't get it back. So it's worthwhile making sure your schedule is 100% bob on

[charleyfarley]

The court allowed me to hand write amendments on the N1, with crossings out and all sorts, so you may well be fine. There doesn't seem to be any consistency about how the courts operate, but I think most people on here would agree that the court staff are extremely helpful and understanding, and help you in any way they can.

[charleyfarley]

Hello all (hope yr heads feeling better Kia)!!!xxx

Ive got a question 4 u all (not a hard one tho).......

I filed my claim on friday, so what happens next??? do i get my claim number thru soon or will it take a while now theres loads of claims going in AND also, should i be doing anything while im waiting 4 details from the court??

Thanking u in advance

Bonnie:-?

also......... just read all of "Mariejaders" thread and now im realllly worried!! i started my claim in feb so my s/s i submitted to court starts from feb (even tho its may now), but ive read that u can only count the date u submit 2 court??? thats a lot of money 4 me 2 lose (3 mths worth of charges)!!!! pls tell me im reading this wrong???

Bonnie (worried big time)

 

 

Blimey bonnie,

 

I'd just about worked out what to say with your first question , and you add another one:)

 

Claim number through soon..........I got mine handed back to me then and there but some courts are taking 2 weeks to process. Abbey have 14 days to acknowledge and then a further 14 days to defend. these dates aren't set in stone for them ( see James33 and Knelly K threads for the different interpretations)

 

Then it used to be AQ stage, but if you've gone to Guildford I would expect them to miss out that stage altogether to speed things up.

 

Can't fully understand your 2nd question. Are you saying you've got charges more than 6 years old dating back to Feb 2001, which will be queried by the Abbey because they're more than 6 years old?

 

If you are then you can just give them 2 fingers, because lots of people are now claiming back beyond 6 years

 

 

 

Is that enough to keep you out of mischief or does it just make more questions????????????????? :)

[charleyfarley]

bonnie

 

(

ive gotta stop coming on here cos everytime i think im happy and on my way i read something that sends sivers up my spine)!!

Bonnie

 

You should still be happy, the 6 years technically starts on the day of the N1, but in reality you'll get the earlier ones included because lots of people are claiming beyond the 6 years limitation rule and winning, so don't worry about it....................and if you don't believe me ask mariejader herself, who's currently walking around with a smile on her face, a big cheque in her hand, and feeling disappointed that she never got the chance to execute someboody:)

[charleyfarley]

Bonnie,

take it from me..................most of the people on here are fine but there's ten of them........................they're as mad as a brush, and Abbey give in and pay up just to make them go away:)

[charleyfarley]

Bonnie,

 

You have just won the "Most Questions In One Post" prize:p

 

 

It'll only take 20 minutes to think of all the answers:D

[charleyfarley]

And in answer to yr reply....... u've had 20 mins... wheres all my answers?????

 

I got fed up and went to the pub;)

[charleyfarley]

Bonnie

 

KnellyK knows a lot more than me, and explains it better as well.............i'll see if I can find the thread about the 6 years for you.

[charleyfarley]

Louis can do multiple links, I can only do one at a time!

 

You need to have two windows open at the same time then you can C&P across from one to t'other:)

[charleyfarley]

Hi Bonnie,

 

this is the thread I was thinking about, that mirrors yours most closely

 

http://www.consumeractiongroup.co.uk/forum/abbey-bank/70029-mariejader-abbey-defence-struck-3.html

 

From about post# 45 onwards........it gets quite involved, but mj is a star if you need to talk to her about it:)

[charleyfarley]

1 more question: (lol)..... y do u all come on here sooo late at nite???? im on earlies so miss out on all the action!!!

 

 

Well, by the sound of things you're a lot younger than most of us, so this is probably the only action we get anymore;)

[charleyfarley]

Or will the Laphraoig do?

 

The Laphroaig will do nicely thank-you;)

 

 

and will I have to queue up for your autograph...........and FF............and mj