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Deso V RBOS


Deso
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No worries,

 

I am amazed how hassle free my claim was compared with the trials and tribulations that some peeps have gone/are going thru - in fact I actually got about 4% more than I claimed for so whether I had not claimed for everything I could and RBS added those I don't know but I will take it:-)

“It's not personal, Sonny. It's strictly business.”

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whilst RBS might be progressing the claim, you should progress with the FOS just to make it official - "as soon as possible" could be 2 weeks time, it could be two months. Rest assured as soon as they know the FOS are involved they will sort it!!!

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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Not sure if FOS will take up cases now

 

http://www.consumeractiongroup.co.uk/forum/announcement.php?f=18&a=107

 

RBS are one of the banks involved in the test case.

 

FC

Barclaycard: SETTLED AFTER LBA

Barclays 1: AT COURT

Barclays 2: WITH FOS

Capital One: SETTLED AFTER N1

Egg: SETTLED AFTER LBA

HFC: S.A.R - (Subject Access Request)

Lloyds TSB: S.A.R - (Subject Access Request) - WITH Information Commissioners Office

RBS: AT COURT

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Thats just my luck! I've read that the FSA will waiver their complaints procedure pending the outcome of the test case which could take forever!

FOS will apparently not accept anymore claims.

So am I supposed to wait for the outcome or is there anything else I could do?

On a side note, Im sure the banks must have something up their sleeve to agree to this test case. Something is beginning to stink...

27th April - Requested Statements

13th May - Received Statements:D

15th May - Preliminary request for £4780 sent.:D

16th May - Royal Mail confirm Letter received.:D

23rd May - Received Letter considering claim. :grin:

30th May - Letter Before Action sent. :D

10th July - Times Up!! FOS claim going in.

16th July - Measly 30% of claim offered as goodwill

17th July - Rejected offer letter sent

25th July - Acknowledgement of Reject Letter received

26th July - Screwed over by the OFT,Banks, FSA & FOS all in one go.:evil:

Never even felt it happen.

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Ok, after the initial shock of the OFT announcement, I wonder if someone could enlighten me as to when I can start charging interest on my claim?

The way I see it, assuming the OFT win their case,(which probably wont happen owing to our corrupt politically incorrect judicial system):rolleyes: the banks will have successfully held onto my money for another couple of years (going by the average time it takes for the courts to deal with these cases). So, would I be justified in charging interest from the date of my initial claim?

Just hypothetically, Assuming £5000 dated from 16th May 2007, lets say it takes 2 years to sort out, 2 years at 8% of £5000 = £5832

Comments very welcome

27th April - Requested Statements

13th May - Received Statements:D

15th May - Preliminary request for £4780 sent.:D

16th May - Royal Mail confirm Letter received.:D

23rd May - Received Letter considering claim. :grin:

30th May - Letter Before Action sent. :D

10th July - Times Up!! FOS claim going in.

16th July - Measly 30% of claim offered as goodwill

17th July - Rejected offer letter sent

25th July - Acknowledgement of Reject Letter received

26th July - Screwed over by the OFT,Banks, FSA & FOS all in one go.:evil:

Never even felt it happen.

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Another question, I see from other threads about being told to put your claim in regardless of the OFT/FSA announcement on Friday. NOw this is fine if you have a claim in England or your claim is below the £1500 summary cause in scotland. What would be the best route to take for me now as my claim is approx £5000 and the FOS are suspending all claims?

Im aware of ordinary cause but that will cost a lot of money and Im not sure if the court will proceed with a case until this test case is settled. Any advice please?

27th April - Requested Statements

13th May - Received Statements:D

15th May - Preliminary request for £4780 sent.:D

16th May - Royal Mail confirm Letter received.:D

23rd May - Received Letter considering claim. :grin:

30th May - Letter Before Action sent. :D

10th July - Times Up!! FOS claim going in.

16th July - Measly 30% of claim offered as goodwill

17th July - Rejected offer letter sent

25th July - Acknowledgement of Reject Letter received

26th July - Screwed over by the OFT,Banks, FSA & FOS all in one go.:evil:

Never even felt it happen.

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