xLOCOx v Barclays, BarclayCard, Lloyds (Partner) **WON**

[xLOCOx]

Thanx for the congrats Dusary, lol, will call now. Cheers...

[xLOCOx]

Right, little update.

 

Now, Barclays filed defence and subsequently offered settlement that was short of the court fees and contained a confidentiality clause. Surely they're just entertaining their strange sense of humour there.

 

As I was quite happy with the offer I tried to contact them through the phone number provided, unfortunatelly couldn't get through so left a message with all my details on their answer machine requesting a call back...no one contacted me.

 

Time flies and now I'm of to court as my hearing date's tomorrow, actually today looking at the watch.

 

This last week's been quite a ride. Thinking I'd won with 7 hours left for Barclays to file defence...but sadly having managed to do so, then receiving an offer and thinking it's all over...And now actually being back to step 1 appearing at court.

 

So I've been going through CAG again from FAQs to many other threads and am still rather shaky , especially as a foreigner I think I dreaded having to speak with dodgy accent at court lol.

 

Anyway if there's anyone still awake, I cannot find which part of UTCCR I am relying on.

 

Cheers.

[kennythecelt]

Good luck, will check in later to see how you got on.

don't worry, they will probably not turn up.

 

Anyway if there's anyone still awake, I cannot find which part of UTCCR I am relying on.

 

Cheers.

 

Anyone help xlocox. Court case today.

[xLOCOx]

Cheers kennythecelt, lol love that post. Anyway, that's me in the suit off to court now, let's just hope it all ends up well.

[xLOCOx]

...I realy thought it would've been a case of 'been there, done that' by now. but no! no!...

 

Ok, so went to court today, a room with about 30 people in it and a judge with a wig, which I read somewhere wouldn't be a case...lol, anyway we were called one by one to explain ourselves. There were three cases concerning bank charges, first of which quite amusing as the representative of the bank started off with ...'We tried to settle...' The poor guy going...'No you didn't...' So the judge sent them out to sort it among themselves, when they returned they had settled.

Great.

 

Anyway, when my turn came about it was only me standing up as there was no defence from the bank, great again. So my decree was granted, after some hesitation, I must say and I was told by the judge, that the bank would almost certainly recall the decree.

 

So it looks like it's gonna go on and on...

[brucie]

Hi Loco,

just wondering if you have had your Barclaycard case settled yet? Im just about to file a small claim against Barlclaycard at Glasgow Sheriff Court, can i ask you what address you put for BC on your small claims form?

Thanks

[xLOCOx]

Hi Brucie,

 

Barclays paid about half of my claim so far, so I'm trying to get the remainder through the court. The case has not been settled yet, the return date that's set by the court and by which BarclayCard have to decide what to do is 14 August, so hopefully they will by then.

 

Anyway, the address used is the same as Barclays Plc address:

 

Barclays Plc

BARCLAYCARD

1 Churchill Place

London

E14 5HP

 

Good Luck and start your own thread so that you can keep us posted.....

[xLOCOx]

A quick update...

I have finally received the court decree awarding the full amount claimed plus 8% interest and court costs that amount to £39.

 

Sooo, called the bank to inform them about the latest development, unfortunately the member of the legal team dealing with my case has been unobtainable since 22 June. I left a number of messages on his answer machine,.... no reply. Spoke to a few operators from customer relations, but none of them could be of any help as apparently only the legal team can deal with my case at this stage...their advice was to wait until they contact me, which has so far been 28 days...

 

I have won my money, but can't get them.....

[Bigmac versus]

Well done, your almost there!

 

You need to write to Barclays enclosing a copy of the order giving them a date you would like your money by.

 

If they dont settle by that date issue a warrant.

There are quite a few on this site at the moment who have also had to go down the warrant path (especially where Judgment has been in default) and unfortunately it seems to be taking another few weeks after issuing it before people are seeing their money. I'm presuming this is because they are busy.

Hopefully you wont have to wait too much longer. Good luck

[xLOCOx]

Cheers George, it does look like I am getting there, it's been nearly 5 months,... just puts into perspective how quickly old we're getting, well mature I hope at least.

 

Anyway, by issuing a warrant do you mean sending in Sheriff Officers?

 

Im off to write the letter, thank you so much for your help....

[Bigmac versus]

Alter to suit

Dear Sir or Madam,

 

Re: Claim no: #########

 

I have now obtained judgement (copy enclosed) in the above claim, for £##### payable forthwith.

 

I am writing to inform you clearly that if I have not received the money in full by Midday Friday 6th July (7 days) I will takes step to enforce the judgement, this will add considerable costs to the amount payable and may interfere with your ability to obtain credit.

 

The enforcement action taking place will be one of the following:

• A warrant of execution
  
• An attachment of earnings order
  
• A third party debt order
  
• A charging order
  
• A Statutory Demand will be served
  
• A writ of Fi Fa issued.

If you wish to discuss the matter I urge you to contact myself without delay as no further warning will be given before enforcement commences.

 

Yours faithfully,

[xLOCOx]

Thank you George,

 

I am not sure at all what all those points mean, but I'll be happy to send that to them. Cheers again for the continuous support....especially like the part about them not being able to receive credit...

 

Cheers...

[Bigmac versus]

This has been used a few times and is kicking about the site.

I like it as it gets straight to the point and leaves them with no douby what your next move would be should they not pay up.

[xLOCOx]

It's just amazing, that the person dealing with my case has been on answer machine for the past 29 days or so. Hope he'll have time to go through his mail. The letter's sharp.

 

When I called the customer relations, they tried to contact him while putting me on hold. Obviously my mobile must've been on their files as when trying to contact him, they actually dialled my mobile, so I was on 2 lines with them.....

[Bigmac versus]

And these are who are managing our accounts.

[xLOCOx]

I should've introduced myself as him and order them to pay the lot plus loss of earnings....now I'm clever....

[Bigmac versus]

And in a lot of trouble too.

[xLOCOx]

Possibly... but at least they finally called me back..

[xLOCOx]

....an update....,

so I've got my Court decree, but couldn't get through to Paul Quinn, who has been allocated my case. As he's been virtually nonexistent for the past two months I was planning to send my request today, but hey there's a postal strike on. I tried to fax all my requests to him instead, sadly the fax no. is wrong.

Anyway, had a look around CAG, as you do, when in need and found this_thread, where they actually award members of Barclays Litigation team star ratings, x x LMAO x x and tried the highly regarded Dino. First phone call answered straight away, asked me to fax him my Decree and said it should be just a matter of the payment being made. Soooo, hopefully, I'm close to the ......., but did I not think that a few times before?????:?

[xLOCOx]

After the phone call with Dino from Barclays Litigation team I received the whole amount without interest the following day. Another phone call later the interest was paid. Won the whole amount. I am off to donate now.....

 

Thanks for all the help, especially Bicmac V.

 

______________________________________________________________

Barclays Bank:

PAR sent 05/03/07 £629.53

Standard letter from Barclays received 13/03/07

LBA sent 19/03/07

No response, made a phone call 27/03/07 - no success

Small Claim filed @ Edinburgh Sheriff Court 28/03/07

Gesture of Goodwill from Barclays £440.00 05/04/07

Refusal sent (as small claim already filed) 10/04/07

Barclays file defence 19/06/07

Court Appearance 26/06/07, Barclays did not appear

Court Decree granted and received 18/07/07 for the whole sum + 8% Interest + Court fees

Payment received 01/08/07 won!!!!!!! whole amount + interest 8% + court costs => £686.00

BarclayCard

PAR sent 13/03/07 £597.44

No Response

LBA sent 28/03/07

Goodwill Gesture £264.00 received 29/03/07 (dated 22/03/07) and credited to my card

Refusal sent (accepted as partial payment only) 01/04/07

Made a phonecall 12/04/07 requesting full amount - was promised a call back within 48 hours - No Phone Call Received

Letter received 13/04/07 - no further refund will be paid

Small Claim filed @ Edinburgh Sheriff Court 22/05/07

 

Lloyds TSB (Partner)

PAR sent 28/03/07 £158.49

Standard letter received 06/04/07

LBA sent 12/04/07

Lloyds Offer of £220, Happily accepted WON !!!!! 30/05/07

[Bigmac versus]

Delighted for you thats great news

CONGRATULATIONS on your success remember and fill out the survey.

[xLOCOx]

The FINAL update.......

 

Barclaycard filed defence just before the return date as has become their standard....their reminders work efficiently;) ...... and as in the previous case subsequently offered the full settlement, which will be accepted with delight......

 

It was daunting at the beginning, now I'm laughing, some things never change.....

 

Thanx again to all the help from CAG....... I'm off to do the survey and do a bit of that donation thing....

 

Cheers......

 

______________________________________________________________

Barclays Bank:

PAR sent 05/03/07 £629.53

Standard letter from Barclays received 13/03/07

LBA sent 19/03/07

No response, made a phone call 27/03/07 - no success

Small Claim filed @ Edinburgh Sheriff Court 28/03/07

Gesture of Goodwill from Barclays £440.00 05/04/07

Refusal sent (as small claim already filed) 10/04/07

Barclays file defence 19/06/07

Court Appearance 26/06/07, Barclays did not appear

Court Decree granted and received 18/07/07 for the whole sum + 8% Interest + Court fees

Payment received 01/08/07 won!!!!!!! whole amount + interest 8% + court costs

 

BarclayCard

PAR sent 13/03/07 £597.44

No Response

LBA sent 28/03/07

Goodwill Gesture £264.00 received 29/03/07 (dated 22/03/07) and credited to my card:D

Refusal sent (accepted as partial payment only) 01/04/07

Made a phonecall 12/04/07 requesting full amount - was promised a call back within 48 hours - No Phone Call Received

Letter received 13/04/07 - no further refund will be paid

Small Claim filed @ Edinburgh Sheriff Court 22/05/07

Barclaycard File Defence 15/08/07

Barclaycard Offer 17/08/07 of remaining £358.00 happily accepted.... That's it....... WON!!!

 

 

Lloyds TSB (Partner)

PAR sent 28/03/07 £158.49

Standard letter received 06/04/07

LBA sent 12/04/07

Lloyds Offer of £220, Happily accepted WON !!!!! 30/05/07:grin: