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vicmar v creation finance x2 (adams & Pilot)


vicmar
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well i have sent of both SAR requests but the department that deals with Pilot say they can not find my records i only closed it 2 years ago and i gave them the last 4 digits of the account number anyway i sent a letter back saying that they have all my details etc and the clock is ticking etc.

 

i am still waiting to hear from adams this account is active, i have decide to pursue this one as they have lost a payment and have been harrasing me daily (sent the harrasment letter from site - its working) but i phoned them after i complained they state they have charged me and it can take upto 4 weeks to deal with compliants!!!.

here waiting

 

vicmar

__________________________________

HSBC Full offer accepted!!£3613.39 :D

(Payment paid into bank 29/01/07)!!

_____________________

A & L offer recived in full

account threat of closure

reported to FOS 5/04/07

_____________________

Mint offer accepted in full

_____________________

Studio Pre lim sent 05/04/07

_________________

MBNA SAR sent

_______________________

Awaiting SAR doc from Creation finance

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well still waiting for statments but had an alert from equifax stating i had a search on my file, when checked it turned out to be creation finance???

still not heard anything re my complaint with adams!!!

__________________________________

HSBC Full offer accepted!!£3613.39 :D

(Payment paid into bank 29/01/07)!!

_____________________

A & L offer recived in full

account threat of closure

reported to FOS 5/04/07

_____________________

Mint offer accepted in full

_____________________

Studio Pre lim sent 05/04/07

_________________

MBNA SAR sent

_______________________

Awaiting SAR doc from Creation finance

Link to post
Share on other sites

Help, received statments from only Creation (pilot) there is IP fees for varing amounts and in various forms, can i claim these back as i probably was over charged, i know i can not do it the usual way but is there a way to claim tham back???

 

Advise please

__________________________________

HSBC Full offer accepted!!£3613.39 :D

(Payment paid into bank 29/01/07)!!

_____________________

A & L offer recived in full

account threat of closure

reported to FOS 5/04/07

_____________________

Mint offer accepted in full

_____________________

Studio Pre lim sent 05/04/07

_________________

MBNA SAR sent

_______________________

Awaiting SAR doc from Creation finance

Link to post
Share on other sites

bump any help with PPI question ?????:sad:

__________________________________

HSBC Full offer accepted!!£3613.39 :D

(Payment paid into bank 29/01/07)!!

_____________________

A & L offer recived in full

account threat of closure

reported to FOS 5/04/07

_____________________

Mint offer accepted in full

_____________________

Studio Pre lim sent 05/04/07

_________________

MBNA SAR sent

_______________________

Awaiting SAR doc from Creation finance

Link to post
Share on other sites

sending of prelim letter this week not much but every little helps!!!

__________________________________

HSBC Full offer accepted!!£3613.39 :D

(Payment paid into bank 29/01/07)!!

_____________________

A & L offer recived in full

account threat of closure

reported to FOS 5/04/07

_____________________

Mint offer accepted in full

_____________________

Studio Pre lim sent 05/04/07

_________________

MBNA SAR sent

_______________________

Awaiting SAR doc from Creation finance

Link to post
Share on other sites

well thanks to "itsme" i have been able to answer and act upon the PPI request sending a letter re CCA today so hopefully will find out more details, also adams have failed to meet my SAR request deadline was today sending LBA giving 7 more days!! also they have resolved the missing payment they sent it back with no response!! i had to ring MY bank to found out,

so heres waiting!!

__________________________________

HSBC Full offer accepted!!£3613.39 :D

(Payment paid into bank 29/01/07)!!

_____________________

A & L offer recived in full

account threat of closure

reported to FOS 5/04/07

_____________________

Mint offer accepted in full

_____________________

Studio Pre lim sent 05/04/07

_________________

MBNA SAR sent

_______________________

Awaiting SAR doc from Creation finance

Link to post
Share on other sites

  • 2 weeks later...

Pilot:-well had the usual reply thanks but we are right etc , so posted LBA this week

 

Adams:- resolved missing payment , sent of PreLim this week so again i will wait and see.

 

PPI :- still awaiting any response to CCA request

 

it all go go go!!!

__________________________________

HSBC Full offer accepted!!£3613.39 :D

(Payment paid into bank 29/01/07)!!

_____________________

A & L offer recived in full

account threat of closure

reported to FOS 5/04/07

_____________________

Mint offer accepted in full

_____________________

Studio Pre lim sent 05/04/07

_________________

MBNA SAR sent

_______________________

Awaiting SAR doc from Creation finance

Link to post
Share on other sites

  • 3 weeks later...

update

 

1- Adams - paid up the difference between schedule of charges amount and their "fair charge" of £12.00 i have accepted put will chase the rest

 

2- Pilot - still not heard anything since LBA

 

3- Pilot2 -still not heard anything re CCA request will chase up this week!!

 

why to some companies do this?? drag things out and increase cost???

 

have a good weekend you'all

 

 

Vicmar

__________________________________

HSBC Full offer accepted!!£3613.39 :D

(Payment paid into bank 29/01/07)!!

_____________________

A & L offer recived in full

account threat of closure

reported to FOS 5/04/07

_____________________

Mint offer accepted in full

_____________________

Studio Pre lim sent 05/04/07

_________________

MBNA SAR sent

_______________________

Awaiting SAR doc from Creation finance

Link to post
Share on other sites

  • 1 month later...

well quick update, adams have agreed to cough up the difference from previous letter so now had additonal £84.00 credited to my account, but still not head anything from pilot!!, so MUST chase up after hoilday!!!!

__________________________________

HSBC Full offer accepted!!£3613.39 :D

(Payment paid into bank 29/01/07)!!

_____________________

A & L offer recived in full

account threat of closure

reported to FOS 5/04/07

_____________________

Mint offer accepted in full

_____________________

Studio Pre lim sent 05/04/07

_________________

MBNA SAR sent

_______________________

Awaiting SAR doc from Creation finance

Link to post
Share on other sites

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