Lifeline V Halifax- Confused!

[emmaf01]

Don't worry- if you count the seven/fourteen days as a minimum time before you proceed. As long as you don't go before the limit, you can go any time after you have warned them that you will be taking legal action.

 

I was late making all my claims, due to cash flow problems. Don't worry- I've won!!

[1stlifeline]

Than you Emma. Feel better now I k now i wont have to start all over again.

[buffyoo7]

you could see if you are exempt from the court costs

Buffy x

[emmaf01]

You don't have to be on benefits, they do have a low income exemption as well.

[suzieblooz]

If you won't have the money for a while to go to court why not try going through the Financial Obudsman. It's free and although it takes longer they do have success in getting your charges back. A lot of us in Scotland are having to go this way as our small claims court limit is only £750. I'm filling out the form as we speak for 2 accounts totalling £5207. There is a huge thread (now a sticky) in the General section under Scotland entitled 'Urgent Attention Please read - claims in Scotland' (sorry I don't know how to put in links) which has details of how to contact the FOS, about half way through.

[emmaf01]

Either way, try to keep the momentum going. Its so hard when you don't have all the available funds to move forward immediately.