Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Who do i contact ?


Axleuk
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6593 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Many many years ago when i was serving in the armed forces, i had a NAAFI card, this was run by a company called WARRIOR.

 

Now, years down the line, i am still paying off that debt but it has passed from company to company to the point where i have totally lost track of everything.

 

My question is:

 

Who do i send the DPA letter too, in order to find out how many charges have been applied to this account ?

 

If the debt has been sold on from one company to another company, do i have to contact the original company to persue this ? Its all very confusing.

Lloyds TSB

Data Protection Act Sent 11/05/06

DPA Received 27/05/06

Charges and Interest calculations = £2932.47 (including costs)

Prelim Letter sent 30/05/06

First Refusal letter received 02/06/06

LBA Letter sent 05/06/06

Acknowledgment Received 07/06/06

Final Response Received 08/06/06

Claim Filed (6QZ42741) - 30/06/06

------------------------------------------------------------

Close Brothers (Warrior Group)

DPA Sent 30-05-06

DPA received 14/06/06

------------------------------------------------------------

Capital One - DPA requested 05/06/06

Link to post
Share on other sites

Many thanks Lueeze, i remember that name now, but what happens if your debt is sold onto another comapany ? Who is then responsible for paying back charges ?

 

Regards

Lloyds TSB

Data Protection Act Sent 11/05/06

DPA Received 27/05/06

Charges and Interest calculations = £2932.47 (including costs)

Prelim Letter sent 30/05/06

First Refusal letter received 02/06/06

LBA Letter sent 05/06/06

Acknowledgment Received 07/06/06

Final Response Received 08/06/06

Claim Filed (6QZ42741) - 30/06/06

------------------------------------------------------------

Close Brothers (Warrior Group)

DPA Sent 30-05-06

DPA received 14/06/06

------------------------------------------------------------

Capital One - DPA requested 05/06/06

Link to post
Share on other sites

Guest Lueeze

write to the company for the DPA reequest (they have to hold your details for 6 years by law even if the company was bought out)

 

write to the debt collectors, advising that this debt is from unlawful charges and it therefore in dispute.

 

The company have to repay it, however it is not unheard of that if the debt collectors OWN the debt, then you could get the refund from the company, then offer a % to pay off the debt with the agency, therefore actually saving yourself money!

 

Hope this makes sense!

 

Lou

 

P.S. You owe me 1. I was looking for the information for a good hour LOL!:eek:

Link to post
Share on other sites

No probs, time and place and i'll give ya 1 :)

 

Thanks for searching, but i fear that i has been more than 6 years that i had dealings with Close Brothers, but will try and check anyways.

 

Thanks again

Lloyds TSB

Data Protection Act Sent 11/05/06

DPA Received 27/05/06

Charges and Interest calculations = £2932.47 (including costs)

Prelim Letter sent 30/05/06

First Refusal letter received 02/06/06

LBA Letter sent 05/06/06

Acknowledgment Received 07/06/06

Final Response Received 08/06/06

Claim Filed (6QZ42741) - 30/06/06

------------------------------------------------------------

Close Brothers (Warrior Group)

DPA Sent 30-05-06

DPA received 14/06/06

------------------------------------------------------------

Capital One - DPA requested 05/06/06

Link to post
Share on other sites

Guest Lueeze

they should still have records if you still owe the debt...

 

Oi and what do you mean time & place!???!!!:eek:;)

Link to post
Share on other sites

You said i owe you 1, well how do i give you one ?

Lloyds TSB

Data Protection Act Sent 11/05/06

DPA Received 27/05/06

Charges and Interest calculations = £2932.47 (including costs)

Prelim Letter sent 30/05/06

First Refusal letter received 02/06/06

LBA Letter sent 05/06/06

Acknowledgment Received 07/06/06

Final Response Received 08/06/06

Claim Filed (6QZ42741) - 30/06/06

------------------------------------------------------------

Close Brothers (Warrior Group)

DPA Sent 30-05-06

DPA received 14/06/06

------------------------------------------------------------

Capital One - DPA requested 05/06/06

Link to post
Share on other sites

  • 12 years later...

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Lloyds TSB

Data Protection Act Sent 11/05/06

DPA Received 27/05/06

Charges and Interest calculations = £2932.47 (including costs)

Prelim Letter sent 30/05/06

First Refusal letter received 02/06/06

LBA Letter sent 05/06/06

Acknowledgment Received 07/06/06

Final Response Received 08/06/06

Claim Filed (6QZ42741) - 30/06/06

------------------------------------------------------------

Close Brothers (Warrior Group)

DPA Sent 30-05-06

DPA received 14/06/06

------------------------------------------------------------

Capital One - DPA requested 05/06/06

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6593 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...