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3 Halifax Credit Cards and 2 Bank Accounts - what to do?


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Hi all,

 

My husband and I have 3 credit cards and 2 accounts with the Halifax. A while ago I was made redundant and so we got into some financial trouble. We entered an IVA and are now paying off our credit cards - with 0% interest because they have failed to notice that the agreement ran out some time ago - and the two accounts have had their overdrafts taken back to 0.00 so we are paying those off too (we don't use them for our personal banking anymore). So the question is - do we rock the boat and claim back our charges. I can safely assume that we have around £2k of charges in total from all accounts - but that's if we can claim back late payments and over the limit charges from the credit cards......can anyone help direct us?

 

Many thanks,

 

DottieMinstral

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