Credit Reports

[Dani]

I've just got a quick question about credit reports.

 

I received my last one about 4 months ago and noticed there was a lot of account history on there from "Communication Suppliers" which I am guessing is my mobile phone contracts.

 

There are about 3 or 4 different ones on there, all following on from one another, so one starts 2004 ends 2005, the next starts 2005 and so on.

 

Can I get these old ones removed from my report or do they need to stay on there for 6 years?

 

Thanks

[chesham]

It depends - some of your credit report will describe certain searches as those to verify your name and address, which will not be shown to others who search your record. These are just classed as 'footprints' but do not leave a trace as such - they are there for information only.

[Dani]

The ones that I am on about is contained in my credit history section on the reports. They are concerned with contracts that I have had for a year with Vodafone, and then cancelled after the 12 months and got another contract - I used to do that all the time instead of upgrading - it was cheaper. So when people search my report they will see these on there. There isn't anything bad about them, there are no missed payments or anything, but it does make my credit history look rather a lot!!