Ist Credit/Connaught Collections

[mekcuf]

Hi Folks

 

Thanks to this site, I've learnt one hell of a lot in the last few weeks, thanks to all

 

I posted previously concerning my alleged debt to Ist Credit, at which I time I received a letter from Bishops Investigations, threatening to issue a Statutory Demand within 7 days, if I did not reply, etc, I didnt reply, no Statutory Demand issued.

 

Then received letter from Connaught Collections related to the same debt-, content very much along the lines of "pay up or else" including the same threat of issuing SD, I didnt reply- nothing happened

 

Last week received another letter from Connaught now offering me a 25% discount on this debt, and I can pay by installments

 

What is going on?

 

Anyway, have sent CCA request to them on 6th January, so the clock is ticking

 

Only difficulty I can anticipate is that they will send correspondence to my UK address, despite the fact that I will be in Saudi Arabia for the next 6 months and have given them my contact details there (they can phone me as much as they want at International rates)

 

Keep up the good work

[meggyweggy]

God luck with them just keep pushing and dont give in to their demands. I have learnt at lot from this site, and the biggest one is not to be bullied by them

[mekcuf]

Thanks for the encouragement

 

Knowledge is power, something the DCA's etc are afraid of, they prey on the lack of knowledge of most people (including me, in the past), its nice to turn the tables on them and make them comply with the law.

 

Having said that, for me at least, the object of the exercise is not to get out of a debt that I owe, its to let them know that they have to comply with the law, before I will entertain any discussions with anyone claiming that I owe them money

[athletico]

i got a letter today warning me that their client may begin legal procceedings if a debt from a jd style card (these cards are all now obsolete) for a debt of 393.60 from 3 yrs ago is not paid in full in 7 days..

1st credit contacted me late 2008 asking for this money initially they said from rbs then another letter said from natwest, i called them but refused to give them my date of birth because i was not satisfied that they were genuine, i emailed them but got no response i now have this letter from connaught collections who alo want my dob , what shall i do?

[bozalt]

Connaught Collections UK, Ltd. provides credit management and debt collection services. It also offers litigation and insolvency services. The company was founded in 1993 and is based in Croydon, the United Kingdom. As of December 23, 2005 Connaught Collections UK, Ltd. is a subsidiary of 1st Credit, Ltd.

[questioner]

1st Credit, was censured by the OFT in 2009, for misconduct similar to the above.

 

http://www.oft.gov.uk/news-and-updates/press/2009/20-09

 

 

They are on thin ice so bang in the complaints to OFT...