Richie v Yorkshire Bank

[caro]

Yes it's fine.

[weewizard69]

Well Guys,

Today was the day.

 

I have submitted my claim to my local courts.

 

Total Claim now stands at: £4847.77.

 

Fingers crossed.

 

Can anyone please tell me the type of time scale I can now expect for corrospodance from YB?

 

What will happen next?

 

When will I fill an allocation questionair in?

 

Cheers

Richard

[Trish76]

From here you can expect to wait around 33 days for YB to submit their defence.

 

The court allows 5 days for your claim to be deemed served, then the defendant is given 14 days to acknowledge the claim. Once acknowledged they will then receive a further 14 days to submit their defence ( this is usually done right at the last minute).

 

The allocation Questionaire (if you get one) will be sent to you after this period is over.

[weewizard69]

From here you can expect to wait around 33 days for YB to submit their defence.

 

The court allows 5 days for your claim to be deemed served, then the defendant is given 14 days to acknowledge the claim. Once acknowledged they will then receive a further 14 days to submit their defence ( this is usually done right at the last minute).

 

The allocation Questionaire (if you get one) will be sent to you after this period is over.

 

 

I see so a new waiting game now LOL

 

I am exctited rather than aprehensive. Its going to be great to see how YB react.

 

Fingers Crossed

[Trish76]

Yes it does get rather exciting the closer you get to the finish line!!

[weewizard69]

UP Date:

 

Hi guys received a copy of the claim from the courts along with a letter / statement.

 

Explaining how long the process should take, i.e how long YB have to repsond how long they have to submit a defence etc.

 

What I should do if there is no response from YB i.e Submittng a judgement against them.

 

Does this type of thing sound the norm?

 

Cheers

Richard

[weewizard69]

Hi Guys further to my other post here is a copy of the paperwork I got additional to my claim form:

 

 

 

Do I need to do anything with it?

 

Or is it for later? If they dont turn up or respond etc?

 

Cheers

Rich

[weewizard69]

Hi Guys,

 

Is there anything else I need to do?

 

Cheers

Richard

[weewizard69]

Guy the 2nd of July has passed and I have not heard anything from the Courts as to whether or not YB have acknowledged the claim etc.

 

What Should I do?

 

I have spoke to the court and they have stated there is a back log of cases etc and I should still submit the judgement and when the get to the acknolwegment they will date stamp it etc and the judgement wont be filled.

 

that is as long as YB have acknowleged the claim issue etc.

 

Cheers

[caro]

Do as the court say. That seems fine. I suspect that YB will acknowledge, and defend, or if not apply for judgment to be set aside, but it's worth submitting the judgment anyway.

 

I think that you should remove your personal details from the document that you've posted above.

[weewizard69]

Do as the court say. That seems fine. I suspect that YB will acknowledge, and defend, or if not apply for judgment to be set aside, but it's worth submitting the judgment anyway.

 

I think that you should remove your personal details from the document that you've posted above.

 

Caro,

Many Thanks

 

Removed form

 

Cheers

[weewizard69]

Hi Guys,

Received a letter from YB, stating they still stick to their guns over the charges and that they are now aware I have submitted a claim against them.

They have stated that all further correspondence will be made via their legal department.

Is this the norm?

What do I do now?

Cheers

Richard

[georgieboy]

Yes normal responce from YB - make a note of the legal department address to which you need to send any further correspondence as they have requested.. GOOD LUCK..

[weewizard69]

What sort of time scale can i expect now relating my claim?

[georgieboy]

It can vary I think I started my claim in February and have court date for August, so I guess it could take 6 - 8 months as a rough guide from start to finish..

[weewizard69]

Guy,

 

I have just recieved a defence from YB.

 

It all seems a little complex.

 

The basics of it state they are in the right for charging what they have.

 

Is there anything in particular I should be loooking for within the defence statement?

 

Cheers

Richard

 

[weewizard69]

* Should I post the defence on here? *

[caro]

You could if you like, but I suspect it's the standard defence that they are in the right, you agreed a contract with them, agreed to the T&C's, and they've provided a service.

 

Wait to hear from the court to see if you need to submit an AQ or if it will be dispensed with, and read up on the next stages.

[weewizard69]

Roger that,

 

I have just spoke with the court and they anticipate a court date of October at the earliest.

 

Apparently there is a back log of cases.

[weewizard69]

UPDATE:

Hi guys received an allocation questionaire to fill in, and also it states I have to pay another lump of money £100 to continue with the proceedings.

 

Is this correct?

 

Cheers

Richard

[caro]

It is Richie I'm afraid, but you will get it back when you get settlement.

[weewizard69]

Hi Guys, not sure what I should put in here im a little confused by the Notes for guidance from the site.

 

What do I write in this box?

 

Cheers

Richard

[weewizard69]

Draft order of Directions

 

What is this for, im a little worried as it states that I have to provide a load of documents to the court within 14 days?

 

Can someone explain?

 

Cheers

Richard

[caro]

This is the info you need for completing the AQ.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html#post90317

 

The draft order for directions is a document that you are sending with the AQ. It is for the judge to look at and consider if he wants to use them or not. If he does, you and YB will both get an order from the court telling you what to do. The judge may use all of the draft directions, just some, or none.

 

If you get the order from the judge, THEN you will need to send the documents he asks for. It is basically the court bundle and info about your case which you would need 14 days before court anyway. The idea is to just speed things up a bit so you get your money quicker.

[weewizard69]

Caro, cheers

 

Do you think that the way things are gonig payouts will continue?

 

Im not clear on all the OFT buisness etc?

 

Cheers