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Old DJ v Halifax One CC*** Settled by Consent***


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Certainly as you had already made a complaint re the charges in 2006/7 it does mean that you would of been unsuccessful with arguing limitation.

I sent a SAR back then but they reckon they never got it. I didn't get round to sending again until last year, when they wrote to me about PPI.

My dispute back then was over them taking money out of my account. I know I phoned to complain about them at the time. Although I mentioned charges on here, I didn't to them. Technically you're right though. I had looked at charges back then, I'd just not claimed them. Maybe that was one of the aces they were holding, that they knew what I'd said on here and were applying the limitations act ? I've slept since then, forgot all about it .

Perhaps a better result than I first thought then. Especially as she mentioned the debt had been sold on and asked if that had been paid. :whistle:

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Cheque arrived just now :-) Too late to go bank it today. Their letter asks that I confirm receipt in writing, unusual.

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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