Jessy v Lloyds

[jessyireland]

Hi there:|

I had a letter from Lloyds offering me £750.00 out of the £3800.00 im trying to get from them. Obviously I declined the offer and I sent a letter straight back by next day delivery which I still have proof of postage for. I sent the letter monday morning so they would of recived it tues morning but today when I logged onto my account they had still refunded my account with this money which I asked them not to do unless it was a part payment. Also mon I sent a court claim form to start proceedings so I need some advice on what is the best thing to do now?

Many thanks

Lucia:confused:

[BARTY]

Hi Lucia

This is the latest tactic from LTSB, refunding part of the claim. Have a look at the following, hope it helps:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejection-settlement-offer.html

 

Barty:)

[GaryH]

Dont worry Lucia, carry on as normal and send the letter Barty just linked.

 

Did their letter say the settlement would be 'full and final'?

[jessyireland]

Thanks very much, I did actually send a copy of that letter monday afternoon which they would of received tues morning as I sent next day delivery but yet they still credited my account wed morning. They did say it was the last and final payment but I have sent of the court claim so can this still go ahead? I havent touched the money but it is still in my account!

[GaryH]

Don't worry, just carry on as normal. You refused it as full and final settlement and they credited it anyway the next day. They received your letter so they are taken to have accepted your condition that it would only be part-settlement.

[jessyireland]

Hi,

Ive just sent off my questionaire along with the £100.00 cheque

Can anyone tell me how long it takes to hear back with a court date and if the court dates are genurally pretty quick or really far away?

[claire78]

OK, you shouldn't have too much longer to wait. Lloyds will not let your claim go to a hearing.

 

The date set for the court date will depend on how busy your local court is.

 

Please post any further queries on your thread in the lloyds forum, we will get to them as soon as we can

[cuzznx]

The courts are usually pretty good and very helpful. It can help if you wait a few days and then ring the court manager and very politely enquire if they have received your letter and cheque. Very occasionally,they bring it forward,they did when i rang!! But it will depend on how busy the court is and how good you are at sweet talking!!

Good Luck,

cuzznx:)

[jessyireland]

Thanks very much

Ill levae it till next week and give them a call and Ill keep my fingers crossed.

It starts to get scary now!

[pippymissy]

Good Luck !!!!

[jessyireland]

Hi all

Ive just received my court date for May 3rd!!!!!!!!!!! Im very scared but also slightly disappointment it's so far away, is it normal to take this long and whats my next steps?

[BARTY]

Hi

Have you got directions on your court letter about when to submit your evidence? Have a look below at an idea of what you need in your "court bundle":

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html

 

 

It seems a long way ahead, but the Courts are very busy at the moment, hopefully they will pay up sooner rather than later.

 

Good luck!

Barty:)

[jessyireland]

I have to submit my evidence by the 19th April. I just hope with it being so far away the banks dont find a way out, thats normally my luck!

[jessyireland]

Ive opened the court bundle link and have printed it off but it doesnt actually tell me what I need it's just the law of it all so Im rather confussed. Can you help with me what im ment to get toghter to present???????????

[jessyireland]

Im really confussed about this whole court bundle thing, can anyone please help me with what im ment to get together?

[Lion1983]

Bundles of documents for hearings or trial

 

3.1

Unless the court orders otherwise, the claimant must file the trial bundle not more than 7 days and not less than 3 days before the start of the trial.

 

3.2

Unless the court orders otherwise, the trial bundle should include a copy of:

 

(1)

the claim form and all statements of case,

 

(2)

a case summary and/or chronology where appropriate,

 

(3)

requests for further information and responses to the requests,

 

(4)

all witness statements to be relied on as evidence,

 

(5)

any witness summaries,

 

(6)

any notices of intention to rely on hearsay evidence under rule 32.2,

 

(7)

any notices of intention to rely on evidence (such as a plan, photograph etc.) under rule 33.6 which is not –

 

(a)

contained in a witness statement, affidavit or experts report,

 

(b)

being given orally at trial,

 

©

hearsay evidence under rule 33.2,

 

(8)

any medical reports and responses to them,

 

(9)

any experts’ reports and responses to them,

 

(10)

any order giving directions as to the conduct of the trial, and

 

(11)

any other necessary documents.

 

3.3

The originals of the documents contained in the trial bundle, together with copies of any other court orders should be available at the trial.

 

3.4

The preparation and production of the trial bundle, even where it is delegated to another person, is the responsibility of the legal representative5 who has conduct of the claim on behalf of the claimant.

 

3.5

The trial bundle should be paginated (continuously) throughout, and indexed with a description of each document and the page number. Where the total number of pages is more than 100, numbered dividers should be placed at intervals between groups of documents.

 

3.6

The bundle should normally be contained in a ring binder or lever arch file. Where more than one bundle is supplied, they should be clearly distinguishable, for example, by different colours or letters. If there are numerous bundles, a core bundle should be prepared containing the core documents essential to the proceedings, with references to the supplementary documents in the other bundles.

 

3.7

For convenience, experts’ reports may be contained in a separate bundle and cross referenced in the main bundle.

 

3.8

If a document to be included in the trial bundle is illegible, a typed copy should be included in the bundle next to it, suitably cross-referenced.

 

3.9

The contents of the trial bundle should be agreed where possible. The parties should also agree where possible:

 

(1)

that the documents contained in the bundle are authentic even if not disclosed under Part 31, and

 

(2)

that documents in the bundle may be treated as evidence of the facts stated in them even if a notice under the Civil Evidence Act 1995 has not been served.

 

Where it is not possible to agree the contents of the bundle, a summary of the points on which the parties are unable to agree should be included.

 

3.10

The party filing the trial bundle should supply identical bundles to all the parties to the proceedings and for the use of the witnesses.

This is what a former colleague of mine sent me who is a solicitor, there is also a link on my thread for help on this website.

http://www.consumeractiongroup.c o.uk/forum/guidance-notes/64911-got-court-date-guide.html

Hope this helps

Matt

[jessyireland]

Hi!

please can someone help me. Im really confussed about what im ment to be getting together for this court bundle. I have been given a court date for the 3rd May and I have to send my court bundle by 19th April. I have looked at court bundle link and printed off all the law package as such but it doesn actually explain what your ment to include and put together. Maybe im just being thick but I dont want to come this far and mess up at the last hurdle. PLEASE HELP!:-? :-? :-?

[jessyireland]

Hi,

Please help. I have been given a court date for the 3rd May and I have to present my court bundle by the 19th April but I really dont understand it. Maybe im being stupid but I dont want to come this far and mess up at the last hurdle. I have printed off the court bundle law package thats on the link but it doesnt actually say what your ment to put togehter and what to include etc. Please help? :-? :-? :-?

[Josamolly]

ok. Its the bundle you have already printed, a copy of all your statements that have the charges on and a copy of your schedule of charges ( the spreadsheet).. Number all of these up and amend the contents page.

[BARTY]

Hi

The first page has a contents list on it, have you printed out each of the documents that is on this? You also need your statements with your charges on, all letters between you and LTSB and a your latest schedule of charges. I know it looks very complicated, all I can suggest is keep reading it over and over, and see if you can gasp a basic idea of what it's about. Hopefully they will settle before you have to submit it.

 

Good luck!

Barty:)

[casanddave]

well guys not sure me and the wife are doing all this right but just sent tsb 2nd letter letter before action ,,fingers cross sure to go to court but hope to win this wonderfull site can have least 10 per cent

[GaryH]

Here you go Jessy, this should help -

http://www.consumeractiongroup.co.uk/forum/guidance-notes/64911-got-court-date-guide.html

[jessyireland]

Thanks lion1983

[MARTIN3030]

5 threads merged.