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the AGREEMENT is not voided. 

this is what the 3 of us have told you repeatedly.

so you have a second default judgement ?

did they not defend again?

have they paid this one.?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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keep using the word CONTRACT when you have NO CONTRACT with close brothers. you have a credit hire AGREEMENT under the CCA.

your only contract was with the dealership.

you don't answer questionswhen they are asked..

you just dont wanna listen........and  vanish for moths and get/do things wrong again.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

1 hour ago, Giraffegirl13 said:

And if they pay the refuse to allow me to open any more cases against them.

then tell them to go away off, they can't dictate the rules on  YOUR court judgement.

send in the bailiffs again.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

On 09/01/2023 at 00:19, dx100uk said:

 copy and paste text to a msg box here, the text of the POC you eventually filed.

PLEASE

the exact wording of the first claim that resulted in your 1st default judgement 

and exactly what the judgement letter from the court said.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

and the exact wording of the first default judgement ruling from the court please

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

it is NOT A CONTRACT its an HP AGREEMENT. thats the issue everyone keeps making a mistake on. inc the OP by not specifically stating that they wanted it cancelled under either claim.

Close aren't stupid, they saw this mistake a mile away , twice now, and most certainly wont give up their chance of earning money out of it.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

thats better.

you only went for 2 money judgements, not specifically stating you also wanted the associated HP agreement voided, close let them go thru as they know they still have an active HP agreement to get you over.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

6 minutes ago, Giraffegirl13 said:

If I VT, they would take the car and make me pay the £6000.

nope 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

answer point 1 properly please..

they cant litigate without defaulting or termination. have you had a default notice under section 87 of the CCA or a termination notice? what are they litigating for...return of goods + monetary some? if you have this in written format scan the letter up please.

forget the repairs you have paid for. that is NOTHING to do with payments made against the agreement payments . we ONLY need that total.

so as asked simply answer the questions....

dx

 

  • Like 2

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

when you Voluntary Terminate an HP agreement you only have to pay 50% and hand the car back.

so:

you total HP agreement was for £11662
50% of that is £5831

You have paid towards the agreement £5344

so £5831 -  £5344 = £487 (all you would owe and you might not owe that as the car MUST be worth more at auction sale than £487 to close bros :pound:)

but we need to be 1000% sure they have not issued a default notice nor a termination notice.

1st mentioned back in feb this year to do it.

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

aha i though your figure inc your repair cost so let revise my last post...

when you Voluntary Terminate an HP agreement you only have to pay 50% and hand the car back.

so:

you total HP agreement was for £11662
50% of that is £5831

You have paid towards the agreement £5023.68

so £5831 -  £5023.68 = £808 (all you would owe and you might not owe that as the car MUST be worth more at auction sale than £808 to close bros :pound:)

but we need to be 1000% sure they have not issued a default notice nor a termination notice.

1st mentioned back in feb this year to do it

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 2 weeks later...

they cant, not  your problem.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

but the damage is not thru W&T.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

nope.

dx

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

yep all std.

when they get the vehicle you do NOT sign anything. as usually that means you take responsibility for anything outside W&T, which is wrong!! that they deem so.

what they get at the auction is their problem.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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