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Hit Car whilst driving under a provisional licence with no Licenced passenger - Admiral canc'd policy - now "consent and indemnity form" from them


foucoult
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No don't sign the consent and indemnity form.  If you sign that, then it is a bit like issuing a blank cheque and hoping the Insurers negotiate a settlement with the third party that is a low as possible. 

 

Even though your Insurers have cancelled your Insurance, they are still responsible for paying the third party, as they were noted as being the Insurers of the vehicle. So under Road Traffic law, they will be dealing with the third parties claim.   And once they have settled the claim, they will be contacting you to ask for you to pay them back.  If you then don't enter into a repayment arrangement with the Insurers, they may take you to County Court to obtain a CCJ

 

Ask for details of the third party who is making the claim and for details of the claim that they have submitted..  You need to understand what the value of the claim is, before you agree to anything.

 

 

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