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Responsible lender


Simon1959
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Received a letter from capital one about my credit card saying I need to make bigger payments or they will suspend my card 

 

I have paid the minimum amount every month for years without fail 

I've maintained the account properly and am no where near the credit limit 

 

I need to pay an extra £ 300 on top of my normal monthly payments to reduce the outstanding balance 

 

Can anyone advice if my card is suspended will it effect my credit 

 

I've not spent on it for at least two years on it due to the high interest so I'm not bothered about not being able to spend on it just the impact it may have on my credit file 

 

 

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No effect

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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