UAE ADCB Bank/Moriarty Law PAP LOC Received

[uaenomore]

very interesting thread,

amongst the others,

 

could someone however please clarify the advice regarding contacting these people?

 

Some say ignore completely, others say it is best to contact and ask them for English copies of everything.

 

Which is best in these cases?

Edited March 19, 2018 by dx100uk
spacing

[uaenomore]

Hi All

 

Been reading the other threads about this issue but creating my own as that seems to be the general advice.

 

I’ve had two come from Moriarty recently (within 30 days) one for a CC and one for a Loan.

 

Exact same letters as others have received, just different amounts, account number and dates of course.

 

I have drafted a PAP response using the links you provided and only completed the following:

 

• [removed - dx]

 

Is this the right form of response? I will send to them via recorded delivery and keep copies for myself.

 

I was holding off as I know @dx100uk had said that a response for everyone to use was in the works - should I still hold off or at least send the PAP response initially?

 

Thanks for all of your hard work on things like this!

 

[uaenomore]

What does this mean for the rest of us?

Does it change anything at all?

[uaenomore]

On 30/08/2019 at 02:03, dx100uk said:

follow post 5

 

 

 

Followed this and sent off the PAP responses, now a waiting game to see what comes next!

Thanks again for everyones help.

[uaenomore]

Both PAP forms received and signed for. Is it now 30 days they have to respond?

 

Has anyone else received anything yet since returning the PAP response?

[uaenomore]

Yes two in total, one not long followed the other. Both ADCB, one credit card and one loan.

[uaenomore]

Still no further comms.  Has anyone had anything since sending back the PAP?

 

@dx100uk have you heard anything further from anyone else? If they don't respond to the PAP how much of a win is that for us? Or does it not really matter in the grand scheme of things?

[uaenomore]

I can, but you said before you had a few irons in the fire with contacts, so just wondered if anyone had provided any further info as to how this lot are likely to play.

[uaenomore]

it is exactly as you have said in other threads, they are scare mongering.  

Hoping that some of those receiving their mass mails are scared enough to cough up!

 

Is there a time limit for them to respond to the returned PAP form?  

Or is the limit only on the people receiving the original PAP to respond?

[uaenomore]

Thanks for confirming @Andyorch much appreciated

[uaenomore]

Letter received today stating the same as someone mentioned in another thread. Referred matter to client and will contact again on receipt of further instruction. Account will remain on hold in the meantime and any collection activity suspended.

 

Over to you ADCB!

[uaenomore]

Nothing else since the they went back to their client.

 

@Andyorch when you said  "Yes they also have 30 days to comply before considering litigation" does this now mean they cannot proceed as these 30 days have long passed?  Or does the fact they went back to ask for more info buy them more time'?

[uaenomore]

Brilliant, thanks for the update, appreciated.

[uaenomore]

 

Just want to add info to the thread.

 

According to this article, security cheques should NOT be asked for nor can they be cashed and a criminal case filed...

 

 

 Security cheques cannot be used to arrest defaulters | Government – Gulf News

GULFNEWS.COM

---

The UAE no longer considers a bounced security cheque as a criminal offence.

 

To confirm ADCB did make me sign security cheques (two) and also they cashed them to make them bounce and proceeded to file a CRIMINAL case.  This case was heard in court in my absence and a 1yr prison term imposed...

 

So according to this article that was NOT allowed?

 

(Source of the court case outcome was a friendly contact in Abu Dhabi Police who checked the systems..)

Edited March 25, 2023 by uaenomore