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Dodgy Mortgage - Misold?


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Hi

Just wondering on where to go I've had a search and can't seem to find an answer hope someone can help.

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We bought our first home 10 yeara ago. At the time I was 30 living at home with my parents, running a low profit (if any) business, my girlfriend (now wife πŸ˜ƒ) was in full time employment, around Β£25k salary

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We decided to buy a house, after negotiations, an offer of Β£121 500 was accepted. We had Β£0 deposit. The whole mortgage was put in my wife's name. The broker managed to get us an interest only mortgage for Β£125 000, which went to the buyer, she then gave us Β£3500 cash back on completion, to pay some of the setting up in our new home. I also remember the guy simply saying, something like you have to have this protection, don't worry it'll be included within your payments.

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Looking back totally baffling how on earth we managed to get a mortgage!

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Can someone help in which direction to go to look at mis-selling and protection charges?

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Thanks

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