Letter for debt collection 2 years after DRO discharge

[gixser1001]

Hello there.

 

 

I just received a letter from IND regarding a debt I had with Arrow Global from a few years ago

and IND was involved as well.

 

 

The debt was for 4900 pounds and was subject to a ccj.

 

 

It was placed under a DRO in December 2013 and the debt was discharged in December 2014 when the DRO was over.

 

 

Both IND and Arrow were informed of the DRO and were sent letters telling them to go away.

I have not heard a thing from either since early 2014.

 

 

Now all of a sudden I get a letter dated this week asking me for payment

and that they will knock 488 pounds off as an incentive to pay up.

The letter is photo copied and clearly not an original.

 

I know that they have no leg to stand on if they attempt to pursue this further

but should I write a rather unpolite (ish) letter or preferably an email

to so I do not have waste money on postage to them

or just ignore it as failed fishing expedition on their part.

[dx100uk]

phish letter

pers i'd ignore

 

 

dx

[gixser1001]

Sounds good to me. Thx dx!

[sillygirl1]

I'd ignore it until they write again and simply send back a 'see attached, debt was included in DRO - do not write again' letter. Attached would be the copy of the debts included in the DRO and the discharge letter.

 

You could also forward their letter to the people who managed your DRO and get them to do the work.

[gixser1001]

That a good idea sillygirl. The insolvency service handled my dro via CAB and I do remember having to contact them early on into the dro because of these same debt collectors trying it on before. I do not have the discharge letter though. Not sure if I have the paper work anymore either so going direct to the Insolvency service would be the way to go if need be

[ericsbrother]

I would go with DX 100uk's advice and leave it to them to waste their time chasing this up if they can be bothered.