HL Solicitors and ceasing of trading

[dugadeephole]

years ago when my child was a toddler she was in nursery,

due to severe ill health and also a botch up with my then husbands student grant

we ended up in a situation where we needed to pull the toddler out of nursery for financial reasons.

 

 

The nursery were a nightmare about it and insisted we paid full fees for a term afterwards

plus the term we were already in.

 

I agreed to do this in payments but they insisted they get a court order in place anyhow.

 

Due to a massive change in circumstances and severe ill health

I have been paying around £10 per month for the last nine years (!)

 

 

I was originally paying to Incasso and then HL Solicitors when they took over.

I made my last payment in January.

 

 

By chance I looked up HL Solicitors today to find they ceased trading in December.

I have moved but they had two email addresses for me and I have had no contact.

 

There is no info on their website on who to contact if I am not a client so I am looking for advice!

[dx100uk]

stop paying

they'll soon come out the woodwork

 

 

urm..who took you to court?

DID they get a judgement?

 

 

or you simply blindly started paying someone that demanded money?

 

 

dx

[dugadeephole]

No they got a CCJ

 

I offered to pay in instalments immediately,

they gave it to Incasso who refused instalments and took me to court,

It was at least nine years ago.

 

If I stop paying and they come out of the woodwork would the CCJ go back on my record?

[dugadeephole]

I am guessing there is no point contacting the court as the ccj was at least nine years old so I doubt there is record of it?

[Ell-enn]

How much was the CCJ for and how much have you paid over the last 9 years ?

[dx100uk]

No they got a CCJ

 

I offered to pay in instalments immediately,

they gave it to Incasso who refused instalments and took me to court,

It was at least nine years ago.

 

If I stop paying and they come out of the woodwork would the CCJ go back on my record?

no.

 

 

it puzzles me why a debt buyer got this debt.

if the nursery were so confident they were correct

why sell the debt on to a consumer credit debt collector..

..urm...

[dugadeephole]

I have been paying very small instalments.

I think I have paid around £1200 and I think it was around 1800 plus court costs. (I have not got the paperwork on me at the moment)

[Ell-enn]

I bet they filled your child's place straight away and still got the 2 terms out of you through the court - it's a shame you didn't think about that when defending the court action, if they filled the place then they suffered no loss........

[dugadeephole]

I have no idea dx100.

 

All I know is I stopped because I was very ill at the time.

The nursery insisted that I had to pay the rest of the term

AND give a terms notice as they had taken on new staff to cover the increase in children.

 

 

I argued with them over this as this was not the case at all.

The staff member had been there years.

They insisted I still had to pay.

I said I would pay instalments and asked them how much they would accept each month

(I paid monthly anyway for fees) they refused, I said I can only pay monthly.

 

 

The next thing I heard from them was from Incasso

who I presumed was a solicitor but now I think they were just a DCA?

 

I replied I did not despite and offered to pay instalments,

They took me to court,

I paid them and they messed me about and payments went 'missing' all the time

so I contacted the court and said to them I wanted to pay the court.

 

 

I did so for a while until Incasso said they wanted it paid directly,

I did so until HL Solicitors acquired them.

[dugadeephole]

Sorry xpost Ell-enn I have no doubt they did, I was not well enough to contest it at the time though and was having operations constantly.

[dugadeephole]

I have managed to speak to someone dealing with the closure.

 

 

They say neither they or Incasso bought the debt

but they were acting on the nurseries behalf

and forwarding money to them which I am not convinced about

 

 

but apparently I now have to get in touch with the nursery myself

to arrange payment of the remaining balance...

[dx100uk]

well id be getting a statement out of them too

PROVE that money WAS getting to them.

 

 

sar to incasso for a start

 

 

something not right here.

[Forever_hopeful]

I'm in the same position, got into debt years ago with Natwest, who sold the debt on and ended up with ccj about 11 years ago, from H & L solicitors.

Today my monthly payment has been returned by their bank, so i did research and found they had ceased trading in December, so now i'm clue less, have no paperwork, received no mail regarding debt, i haven't moved, i cannot pay as bank returns payment. What next?

[dx100uk]

best to start a new thread

of your own

dx