Can I claim??? Midland bank (hsbc) personal loan - 1997 - Credit prot ins loan

[stevebett74]

Hi

 

I have just found some old paperwork for a car loan i took out with Midland Bank in 1997 (now HSBC)..

 

As you can see from the photo - They charged me £959.29 for this "credit protection insurance loan".

 

Now seeing as the loan for the car was only £6000 - They charged me a sixth of the value of the loan for this insurance..

 

Credit protection insurance loan was £780 - and on top of that they charged £179.29 interest (total charge for credit).

 

Can someone tell me if this is part of the PPI story - and am i entitled to claim this back?

 

Should i goto HSBC direct - and save myself the fee PPI companies charge - or would i need to goto a PPI refund company to claim it back properly.

 

Any assistance would be appreciated!

 

Thanks

 

Steve

 

(p.s. I covered up my name and address in photo as advised by my friend - just in case!!)

[stevebett74]

Ok - just realised the attached photo comes out really small..

 

This was a "personal loan" - taken out in February 1997

 

£6000 loan - plus £1379.16 interest (total charge for credit)

 

Credit protection insurance - amount of premium = £784.40 - amount of loan = £780.00 - total charge for credit = £179.29

 

 

If someone knows how to upload photos so they show up in their full size pls tell !

 

Thanks

 

Steve

[Stigman]

If someone knows how to upload photos so they show up in their full size pls tell !

 

Hi,

 

The following instructions of how to upload in .PDF format was originally wrote by site team mod DX100uk.

 

remove all pers info inc. barcodes etc using paint program

but leave all monetary figures and dates.

************************* ************************* *******

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

DO NOT USE ANY PDF EDITOR TO BLANK STUFF, THAT CAN BE REMOVED

************************* ************************* ***********

DO IT IN MSPAINT.EXE or any photo editing program

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

convert existing PC files to PDF [office has an installable print to PDF option]

..

goto one of the many free online pdf converter websites [http://docupub.com/pdfconvert/]

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

i'e Default notice dd-mm-yyyy

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

 

*******************************************************************

 

Stigman

[dx100uk]

you don't need to lose upto 50% of the PPI to a claims company

 

 

they have no more clout than you!

 

 

do it for free with our help

 

 

I'd be sending an sar to HSBC

see if they've got all the statements.

 

 

dx