HELP needed with Lowells saying Abbey debt is not statute barred

[milliesk0]

Lowell sent a letter to say they had bought a debt in November 2008 (hubby's).

 

 

He said he had never written to them or paid anything so we sent the statute barred letter.

 

 

However they have now replied with this..

 

 

..what do we do now please?

 

 

- he says he definitely hasn't paid anything to any doorstep collection company....

[ScarletPimpernel]

If you are absolutely certain that he didn't make the payments, send something like this:

 

Thank you for your letter, in which you claim that payments were made by me toward the account. I have no recollection of, and deny making, any such payments.

 

Unless you can produce substantive evidence that the payments were made by me, my position remains that the account is statute barred.

[dx100uk]

and did he?

 

 

dx

[milliesk0]

He says not and I can't see it myself

- the only thing that is unsettling is that it looks as though those payments could have been made to a doorstep collection agent,

 

 

but it also looks a bit suspicious that there are 2 one the same day!!??

 

Have experienced Lowells making up payments before (random amounts)

[dx100uk]

its quite a clever rouge really

 

 

as with any bank account there's little can be done to argue

its ownership or what has aacually gone on.

 

 

pers I'd ignore them for now

 

 

might have been better first to have come here before firing the SB letter off.

 

 

why don't yo go get his credit file

noddle is typically good on old data.

 

 

its who owned this debt when these supposed payments tooj place that will be interesting

and when it was closed by Abbey.

 

 

safe to say mind

I would be paying them a penny till you SAR satans bank

could be all charges anyway!

 

 

dx

[citizenB]

Respond using the text from ScarletPimpernel's post # 2.

 

It will then put the ball back in Lowell's court to provide absolute proof that payment was made by you. It is rather odd that 2 payments have been made on the same day !

[milliesk0]

its quite a clever rouge really

 

as with any bank account there's little can be done to argue

its ownership or what has aacually gone on.

 

pers I'd ignore them for now

 

might have been better first to have come here before firing the SB letter off.

 

why don't yo go get his credit file

noddle is typically good on old data.

 

its who owned this debt when these supposed payments tooj place that will be interesting

and when it was closed by Abbey.

 

safe to say mind

I would be paying them a penny till you SAR satans bank

could be all charges anyway!

 

dx

 

nothing on experian at all

[dx100uk]

sar time

 

 

dx

[milliesk0]

sar time

 

 

dx

 

Hi - I know what an SAR is but not sure what purpose it would serve here? and does it go to Abbey or Lowells?

 

Sorry for being a bit dense!

[AndyOrch]

Strange....if its the same Phillips & Cohen they only normally deal in deceased portfolios and are no longer connected to Lowell.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?420698-Lowell-Phillips-amp-Cohen-probate-**RESOLVED**

 

http://www.phillips-cohen.co.uk/debt_purchase.html

 

Andy

[dx100uk]

sar goes to Santander

 

 

dx

[ericsbrother]

I bet the person of a similar name who paid the doorstepper still cant understand where the money went to as it never appeared on his account.