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old LV card that became a BC card PPI reclaim?


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Hi there,

 

I took out a credit card with Liverpool Victoria in July 1997.

 

PPI was applied to this card (mis-sold in my opinion).

 

At some point the card was taken over by Goldfish

 

who were then later taken over by Barclaycard.

 

I have recently opened a PPI mis-selling complaint with Barclaycard.

 

Are they responsble for the PPI incurred since I opened the credit card account in July 1997

 

or are they only responsible from the date the account migrated to them?

 

Any assistance greatly appreciated.

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Hi Norrin and Welcome to CAG

 

Here is a a thread that explains the mechanics behind assignments...its dated but still good law.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?123771-Validity-of-an-Debt-Assignment-re-Liabilitie-amp-Duties

 

Regards

 

Andy

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Refresh the page now Norrin:becky:

  • Confused 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Refresh the page now Norrin:becky:

Any

Thanks for that. A little above my head but I think I get the gist of it. It would appear that in my case, Barclaycard are responsible as they would have taken on the rights and responsibilities of Goldfish and Goldfish doing the same with regard to Liverpool Victoria.

Food for thought.

 

Cheers

 

NR

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  • 4 weeks later...

is this your lv card claim?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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