Lowell and scottish claim for old Littlewoods debt

[dx100uk]

not sure on what 'bent' you have to do

for Scotland

 

but there are numerous defences in financial legal forum

 

which detail what to write in relation to the claimant

not responding to CPR or CCA with any enforceable paperwork.

 

dx

[suzimummy1981]

I'll have a look on there to see if I can find anything thankyou

[suzimummy1981]

I have written a defence statement which my husband has hand delivered to the court today

 

I said that Lowell had failed to respond to any cca requests sent and without clarification of their claim my husband is disadvantaged

and the claimants claim appears to be without merit.

 

I asked that he be able to have time to submit a full defence should the claimant provide original copies of documents.

 

that the particulars of the claim are vague and unsubstantiated

and that my husband is unable to plead effectively

or at all to the particulars of the claim without further clarification or disclosure.

 

My question now is

 

do I send a copy of this to yuill and kyle or does the court forward this to them???

[AndyOrch]

Email to the address on the claim form :-

 

Yuill & Kyle, Solicitors, 79 West Regent Street, GLASGOW' G2 2AR

TEL: 0141 3312332 DX GWl86

webmail @yuill-kyle.co.uk

[suzimummy1981]

Ok wee update.

 

Today received a letter from yuill and Kyle informing my husband that they intend to ask the court to make the case sist (put on hold) as they need time to gather more information and to allow them to get information from shop direct about the account.

 

Just wondered what our options are here? If we object to sist would they drop the case? Feel they should have got this information from shop direct in February when we first asked for it!

[IdaInFife]

when was the last payment made to this account?

[dx100uk]

usual rubbish then

went to court with no paperwork

hoping to get an undefended default judgement.

 

tough!! you found CAG.

 

dx

[suzimummy1981]

when was the last payment made to this account?

 

Hi last payment was made in dec 2009.

 

 

What do we do now Dx do we allow the sist or object to it?

[IdaInFife]

I would agree to the sist on this occasion.

[suzimummy1981]

 

Why ? What will happen if we agree to it?

[maroondevo52]

Has there been any developments in this case ?

[dx100uk]

can you update us on the outcome here

 

 

is the sist still inplace

 

 

please update us

 

 

dx

[somethingelseplease]

Just read this and would also like to read an update

 

Hope it's sorted now

[suzimummy1981]

Hi

i wondered if anyone can provide any advice on how to proceed.

 

My husband received a letter from Yuill and Kyle in january regarding a debt with lowell portfolio

 

after reading advice on here i sent off a CCA request on 3rd of february by recorded delivery and enclosed a postal order for the required fee.

 

I also sent a letter to yuill and kyle telling them we had requested this information from lowell.

These were signed for and we have heard nothing since.

 

Yesterday a letter arrived from Yuill and Kyle stating the following:

 

Dear Sir

 

Lowell Portfolio I Ltd v You

 

Should you not dispute the debt then you are now liable to pay the sum shown below which included Judicial Expenses.

To avoid decree passing against you then please return the slip below with your remittance.

Failure to do so will mean decree passing against you and our instructing sheriff officers t

o recover the principle, judicial expense along with sheriff officer fees.

 

Finally

we refer you to the court documents now served upon you

which details your right to make representations to the court

and if appropriate to pay the debt by instalments.

You are always able to contact us to discuss a payment arrangement

with you based on your circumstances and then put to our client for consideration.

 

Yours faithfully

 

Yuill and Kyle

 

3***** Lowell portfolio 1 ltd v Mr ************* *********

 

Principle due : £****.**

Judicial Expenses: £***.**

Total Due: £****.**

 

Im unsure as how to proceed next

we have received no court papers as yet

but i believed when a CCA was not supplied then no further action

could be taken until these were produced?

 

Any help gratefully received