Claim after Gas explosion

[danworg]

Hello,

in early february i was involved in a gas explosion in clacton,essex.

 

 

Many would have seen it on the news channels.

 

I was driving past with my two children when the explosion happened.

 

 

My daughter suffered, still is, with neck and back pain and i have shoulder and ear problems.

 

My car was written off.

The insurer Direct Line said the car was worth £650 and they have sent me a cheque for £250

as they are stopping paying my excess of £400.

 

 

This apparently is because they cannot prove liability....my god a house blew up, i have a fair idea that it wasn't my fault.

 

we also have contacted a solicitor on a no win no fee basis for the personal in jury suffered by my daughter and myself.

 

My question is,

 

 

i have heard that the old people that were living in the house that exploded had no form of insurance on the property,

is this the reason why i am being denied the payment of my excess?

 

Also what will happen with the no win no fee solicitors if it is true that the householders had no insurance?

[BazzaS]

Are you claiming negligence by the householders caused your injury?

 

Or a 3rd party's negligence?

 

Or mere accident in the absence of negligence?

[steampowered]

I don't know what the deal is with your insurance.

If you are unhappy complain in writing.

 

Regarding the solicitors,

you'll have to work out if it is worth suing the people living in the house.

 

 

I think you would only have a claim against them (or the gas company?) if you could prove that they were negligent.

 

 

If you can prove they were negligent, you'd need to work out if they have any assets.

 

 

You'd probably find it difficult to enforce any court judgment you get against them as they won't have much income.

 

 

You could try to enforce through a charging order over the house if they own it, but might find it difficult to get paid before the house is sold.

[RGSouth]

Hi Danworg,

I am also trying to claim from this explosion,

how did you get on,

 

Ron.