Barclaycard credit card misselling

[MadLoopy]

I am just wondering whether kind folks on here think I have a case.

 

 

First I am registered disabled and have been for many years.

 

 

Back in 2003 I was quite poorly and in March 2003 had just begun taking medication which had some horrendous side effects.

 

 

I banked at Woolwich at that time already part of Barclays. We were very tight financially and due to my medication was not in a good place mentally.

 

 

One day I went into Woolwich to withdraw money. The cashier said would you like a Barclaycard. Not really with it I accepted and the form was filled in there and then. One of the worst decisions of my life. Within 5 days I was given this card with a £3k limit. No checks had been made that I was disabled and in receipt of benefits. We used the money to live on as we had two teenage kids at this time. They progressively upped the limit to £7k without asking us over two years and we used the money to live on and then of course eventually couldn't make the repayments

 

 

We came to an arrangement with Barclaycard who then sold the debt to Cabot in 2011 which is now down to £4950.

 

 

What I wanted to know should I apply to Barclaycard for mis-selling of a credit card and complain? If they refuse to address the issue take it to the Ombudsman.

 

 

I have already taken Cabot and it was decided that they have bought the debt in accordance with the rules and my application was deemed to be the credit agreement.

Any replies will be helpful

[rebel11]

Hi Madloopy

 

Can you provide more details on the following?

 

'I have already taken Cabot and it was decided that they have bought the debt in accordance with the rules and my application was deemed to be the credit agreement.'

 

Thread moved.

[MadLoopy]

Where has m thread been moved to please

[rebel11]

You've found it, 'debt collection forum'.

 

Where has m thread been moved to please