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Help with Halifax claiming back unfair charges/hardship


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Dear all

I have received the informartion from Halifax on all charges on my current account and now need to know how to progress.

 

Do I just highlight these and send to the bank or FOS?

 

Do you have a letter template I can use?

 

I am a single mother who works but have experienced payday loans excess charges

and thus causing fees on my account and also passing to other companies who have taken too much.

 

I am in serious debt and although work am making it hard to make ends meet.

 

Halifax have refused to help me with any charges apart from cancelling these for 3 months

but I want to claim back precvious charges.

 

Please help - thanks so much

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BCOBS should be your route

 

FOS wont get involved in charges issues

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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read the RBS link under the bcobs link

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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