Safeloans UK - got Charging order - now threatening to get me the sack from work - help

[madmummy123]

Hi All,

 

several years ago I took out a payday loan for £300.00

I was pregnant at the time

my son was born prematurely and passed away at 9 months.

 

I made safeloans aware of my situation and how my circumstances had changed at the time

 

I received no help just a huge amount of letters emails and awful calls.

 

I was subsequently taken to court and the Judge berated the treatment they had shown me and

placed a charge on my house and

said they would receive payment if and when my house sold.

 

I was diagnosed with Bipolar after the events above and recently was in a position where I was able to return to work.

 

Out of the blue Safeloans started contacting me again

sending letters offering X amount off debt if paid in full by such a date which I could not afford so ignored.

 

I then got a call from reception at work stating halifax bank was on the phone and

said they needed to speak to me urgently as there had been fraud on my account!

 

- I work for a security company and it was implied the fraud was on my part!

- I bank with halifax and have done for over ten years so took the call

- it was not halifax at all it was safeloans!!

 

- They spoke to me horribly and it turns out they look for you on Linkedin/Facebook etc

and had seen my employment status and rang work.

 

I lodged a complaint with them and tried to forget it.

 

I was called into my bosses office today as they have sent a letter to work stating they are trying to trace me

and was a questionnaire they were asking to be filled in with questions such as am I working, self employed etc.

 

But the content of the letter states they have a duty to enquire under the Know your customer regulation under the money laundering act!

- You can imagine what my boss must be thinking.

 

I called them and said I was going to seek further advice but

was told if I did not pay they would continue and ultimately my boss would question

the kind of person I was for owing a huge some of money (Just shy of 700.00) and also implied they would get me sacked!

 

- I am not daft but I am scared that after the lengths they went to previously

and what the judge stated boarded harassment

that they will continue to harass me at work.

 

said I was going to complain and he said do what you want the only response you will get is a request to take it back to court

as we are going for an attachment of earnings!

 

Is there anything I can do about this ?

[dx100uk]

you need to get your boss onboard

 

verify they lied upon who they were etc

 

stop talking on the phone

unless you can record them.

 

OFT/FCA might be interested in this too.

 

dx

[renegadeimp]

If you recorded the call, this is exactly the type of action that would cause them to be closed down fast.

[citizenB]

You should be escalating your complaint to both the Financial Ombudsman and the Financial Conduct Authority.