EGG debt sold to Marlin - now got a claim form - help

[Darkness]

I had an EGG card for about 10 years, then

 

 

in 2010 I couldn't keep up with the repayments and defaulted.

 

 

Now after a couple of phone calls with them I gave up contacting them and waited for them to contact me.

 

It never happened, until

 

 

yesterday (3 and a half years later) when I got a claim form from the County Court.

 

It said

 

 

"EGG served a default notice on the defendant stating the amount due & requiring the defendant to pay the same.

 

 

The defendant failed to pay & the agreement was terminated.

 

 

The agreement was assigned to the claiment (Marlin Capital Europe LTD) on 31/01/2013.

 

 

The claimant has complied with sections lll & lV of Practice Direction - Pre-Action Conduct."

 

They are now claiming the full amount I owe them, plus interest -£3000 approx.

as well as court fees of £190 and solicito's costs 0f £100.

 

As I stated earlier

 

 

I had absolutely no contact from EGG for 3 and half years,

then I'm hit with County Court.

Is there anything I can do?

 

I have an Admission form to fill in stating my personal details, income, expenses plus offer of payment.

 

 

So they can find out how much I can pay a month I'm assuming - not much!

Any help would be much appreciated

[fkofilee]

Where has the claim form come from?

 

Something smells...

[dx100uk]

marlins as it says....

 

 

dx

[fkofilee]

marlins as it says....

 

 

dx

 

Lol i didnt post that honest ! ^__^

I meant to say has the claim form come from the county court?

[Darkness]

The claim form says it's from the County Court. It seems to be legit, but I honestly wouldn't know. It's come from Northampton County Court. Seems slightly unusual to me as Marlin's adress is in West Sussex and I live in Cheshire. Is this unusual?

[mjt2013]

No, it's fine. Northampton is a bulk centre so a lot of claims are issued there.