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Car written off, insurance mutually cancelled, now lowells DCA chasing me!


Fulhamboy
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Afternoon all ,

Would a car insurance agreement appear on a CRA file ?

 

My car was written off @two years ago ,

was not worth repairing so no great loss .

 

Agreed verbally with insurer to cancel further payments as there was no car to insure .

 

Now I have Lovells chasing me for the balance !

 

Any thoughts ?

 

Fulhamboy

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ask the car insurance people why they sold a debt that does not exist?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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utter rubbish!!

 

if the insurance company cancel the insurance you owe nowt!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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the op said he agreed verbally with the insurance company not to make anymore payments as there was no car,

 

verbal agreements aint worth nothing to no one!,

 

the person that told the op that prob aint working for them anymore,

 

good luck proving there was a "verbal agreement".

 

Why would they be chasing the op for money if they didnt think there was a good chance of getting it,

 

good luck to you and I hope your verbal agreement statement works out but insurance companies are cash powered!

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that must be why the insurance company has sold the debt on a phishing list

 

they were that confident to goto court...bogus debt

 

lowlife just chancing their arm on a written off balance if there EVER was one.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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probably someone just looking at balance sheets somewhere

 

but insurance companies are notorious for this verbal arrangement bit

 

and then turning round saying,

 

heres the contract,

 

I personally would want anything in writing from an insurance company,

 

dont believe what they say on the phone,

 

it can come back and bite you years down the road!

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two years on though...........

 

lowlife have simply seen iton a spreadsheet and pulled the usual 'dodge'

 

like they do with many 'prime' debts.

 

oh its insurance

 

they'll cough on this try a phishing letter.

 

If the insurance company WANTED the money THEY'D have done court TWO YEARS AGO.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

Afternoon all,

Just a quick inquiry , Lowell Portfolio have passed on my debt to a company called

Tocatto ltd . Are they the next office along or a separate entity ? Your thoughts

or ideas would be appreciated.

Thanks in advance,

Fulhamboy

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If you pop "Tocatto ltd " into a search engine, you get links to the Lowell Group. So I guess they are part of that.

 

 

Yep... this is what they say... !!

 

 

 

Tocatto Ltd is a specialist debt collection agency. We are a division of Lowell Group Ltd, the UK's largest debt purchasing and collections organisation

 

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all the companys registred at that address bisy boys their

 

Srj Debt Recoveries Ltd - Engineers (Consulting)

 

Enterprise House One Apex View, Leeds, West Yorkshire, LS11 9BH

Telephone: 0845 313 7200 Fax: 0870 428 2340

 

View more »

 

Lowell Group - Loans & Debt - Management

 

Enterprise House, 1, Apex View, Leeds, West Yorkshire, LS11 9BH

Telephone: 0845 300 9410 Fax: 0845 800 9411

Web: http://www.lowellgroup.co.uk

View more »

 

Lowell Acquisitions Ltd - Engineers (Consulting)

 

Enterprise House, 1, Apex View, Leeds, West Yorkshire, LS11 9BH

 

View more »

 

Lowell Finance Ltd - Holding Companies Management Activities

 

Enterprise House, 1, Apex View, Leeds, West Yorkshire, LS11 9BH

 

View more »

 

Lowell Portfolio Iii Holdings Ltd

 

Enterprise House, 1, Apex View, Leeds, West Yorkshire, LS11 9BH

 

View more »

 

Lowell Portfolio I Ltd

 

Enterprise House, 1, Apex View, Leeds, West Yorkshire, LS11 9BH

 

View more »

 

Lowell Group Financing Plc - Banks And Financial Institutions

 

Enterprise House, 1, Apex View, Leeds, West Yorkshire, LS11 9BH

 

View more »

 

Lowell Funding Ltd - Engineers (Consulting)

 

Enterprise House, 1, Apex View, Leeds, West Yorkshire, LS11 9BH

 

View more »

 

Metis Bidco Ltd - Holding Companies Management Activities

 

Enterprise House, 1, Apex View, Leeds, West Yorkshire, LS11 9BH

 

View more »

 

Lowell Portfolio Iii Ltd - Engineers (Consulting)

 

Enterprise House, 1, Apex View, Leeds, West Yorkshire, LS11 9BH

 

View more »

 

Lowell Finance Holdings Ltd - Credit Related Institutions

 

Enterprise House, 1, Apex View, Leeds, West Yorkshire, LS11 9BH

 

View more »

 

Lowell Portfolio Iv Holdings Ltd

 

Enterprise House, 1, Apex View, Leeds, West Yorkshire, LS11 9BH

 

View more »

 

Lowell Portfolio Iv Ltd

 

Enterprise House, 1, Apex View, Leeds, West Yorkshire, LS11 9BH

 

View more »

 

Lowell Portfolio V Ltd

 

Enterprise House, 1, Apex View, Leeds, West Yorkshire, LS11 9BH

 

View more »

 

Lowell Holdings Ltd

 

Enterprise House, 1, Apex View, Leeds, West Yorkshire, LS11 9BH

 

View more »

 

Hitachi Capital Credit Management - Debt Collection Agencies

 

2, Apex View, Leeds, West Yorkshire, LS11 9BH

Telephone: 0870 235 9582 Fax: 0870 235 9584

 

View more »

 

Hitachi - Debt Collection Agencies

 

2, Apex View, Leeds, West Yorkshire, LS11 9BH

Telephone: 0844 375 5499

View more »

 

Hitachi Capital (Uk) Plc - Credit And Finance Companies

 

2, Apex View, Leeds, West Yorkshire, LS11 9BH

Telephone: 0113 380 1056, 0843 816 1068

View more »

 

Hitachi Capital Insurance Europe Ltd - Credit And Finance Companies

 

2, Apex View, Leeds, West Yorkshire, LS11 9BH

Telephone: 0113 380 1056 Fax: 0113 281 8912

 

View more »

 

Tocatto Ltd

 

Interchange, 3, Apex View, Leeds, West Yorkshire, LS11 9BH

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