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Moorcroft Debt Recovery - Chasing a 7 year old debt?


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Hi everyone,

 

I have received a letter today from Moorgate saying

 

I owe them for a water bill at a property I moved of 7 years ago!

 

It's a standard demand where they threaten litigation and a CCJ. This is the first I have heard about it.

 

I don't believe I owe this money but have no way of proving it.

 

Something worth noting is that I just moved back into the same area that the old property is in

- having been away for 7 years and I have just put myself back on the electoral roll there,

so I think they have 'found' me after all this time through that.

 

I have read some of the excellent advice on here and I don't want to call them on the 'phone.

But I don't know how to get them to prove it's my bill?

Can I write to request dates the bill is for?

(then I'll be to see if I occupied this rented property at that time).

 

Thanks for your help guys!

 

GoodCitizen

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Statue Barred=6 clear years no payments or written acknowledgment of the debt (5 years in Scotland) us the SB letter from the CAG library.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Moorgate or Moorcroft....

 

eitherway the debt is DEAD.

 

water bills are the same as any debt like a card

they are not like gas/elec priority debts

 

ignore them totally

 

you could send the SB letter

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ha! Brilliant. Thanks very much for not only answering but explaining what Statute Barred is.

 

So these guys are just trying to take advantage of my lack of knowledge? I should expect to receive and ignore more letters?

 

To dx100uk (a fellow pedant :lol: ) Thanks, what is an SB letter? can I find it in a sticky somewhere?

 

GoodCitizen

Edited by goodcitizen
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green library tab top left

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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